Plan Snapshot
- Plan Sponsor: Morning Star Company
- Sponsor EIN: 942421552
- Sponsor Address: 724 MAIN STREET, WOODLAND, CA, 95695
- Plan Type: 401(k)
- Total Participants: 706
- Total Assets: $90.6M
Key Plan Design Features
- Auto-Enrollment: Yes
- Auto-Escalation: No
- Allows Roth Contributions: No
- Participant Loans: Yes
- Participant-Directed Investments: Yes
- ERISA Section 404(c) Fiduciary Safe Harbor: Yes
Plan Financials by Year
| Year | Participants | Total Assets | Employer Contrib. | Employee Contrib. |
|---|---|---|---|---|
| 2024 | 706 | $90.6M | $1.7M | $3.7M |
| 2023 | 844 | $76.2M | $1.6M | $3.4M |
| 2022 | 551 | $62.7M | $1.4M | $3.0M |
Service Providers (Schedule C)
Vendors paid $5,000 or more for services to the plan, ranked by total compensation (direct + indirect fees).
| Provider Name | Role | Direct Compensation | Indirect Compensation | Total Fees |
|---|---|---|---|---|
| PRINCIPAL LIFE INSURANCE COMPANY | CONTRACT ADMINISTRATOR | $99,059 | — | $99,059 |
| DEMERA DEMERA CAMERON LLP | Auditor | — | — | $0 |
Verified Provider Profiles
Direct links to verified profiles of matched retirement plan providers on PlanProvider.Pro:
- DEMERA DEMERA CAMERON LLP — Auditor
Plan Fees & Expenses
Annual service provider fees and administrative expenses sourced from DOL Form 5500 filings.
- Total Service Provider Fees: $99,059
- Estimated Expense Ratio: 0.109% of plan assets
Historical Administrative Expenses
Breakdown of administrative expense categories reported on Form 5500 filings.
| Year | Total Admin Expenses | Investment Mgmt Fees | Contract Admin Fees | IQPA Audit Fees | Professional Fees |
|---|---|---|---|---|---|
| 2024 | $93,419 | — | $93,419 | — | — |
| 2023 | $86,034 | — | $86,034 | — | — |
| 2022 | $88,840 | — | $88,840 | — | — |