Plan Snapshot
- Plan Sponsor: Wellspan Health
- Sponsor EIN: 222517863
- Sponsor Address: 3350 WHITEFORD ROAD, YORK, PA, 17402
- Plan Type: 403(b)
- Total Participants: 21,551
- Total Assets: $2.6B
Key Plan Design Features
- Auto-Enrollment: Yes
- Auto-Escalation: Yes
- Allows Roth Contributions: Yes
- Participant Loans: Yes
- Participant-Directed Investments: Yes
- ERISA Section 404(c) Fiduciary Safe Harbor: Yes
Plan Financials by Year
| Year | Participants | Total Assets | Employer Contrib. | Employee Contrib. |
|---|---|---|---|---|
| 2024 | 21,551 | $2.6B | $94.6M | $133.7M |
| 2023 | 21,551 | $2.3B | $89.4M | $125.1M |
| 2022 | 20,617 | $1.8B | $84.7M | $117.0M |
Service Providers (Schedule C)
Vendors paid $5,000 or more for services to the plan, ranked by total compensation (direct + indirect fees).
| Provider Name | Role | Direct Compensation | Indirect Compensation | Total Fees |
|---|---|---|---|---|
| EMPOWER ANNUITY INSURANCE COMPANY | RECORDKEEPER | $1,245,897 | — | $1,245,897 |
| EMPOWER ADVISORY GROUP, LLC | INVESTMENT MANAGEMENT | $262,453 | — | $262,453 |
| ALOKE DESNPANDE DBA SMARTPATH, INC. | CONSULTING | $238,845 | — | $238,845 |
| WELLSPAN HEALTH | OTHER FEES | $100,285 | — | $100,285 |
| VESTIA ADVISORS LLC | OTHER FEES | $21,443 | — | $21,443 |
| FLEXIBLE PLAN INVESTMENTS, LTD | ADVISOR | $8,685 | — | $8,685 |
| PAULSON WEALTH MANAGEMENT | OTHER FEES | $5,610 | — | $5,610 |
| CHARLES SCHWAB & CO. | BROKERAGE SERVICES | $5,177 | — | $5,177 |
| STAMBAUGH NESS, INC. | AUDITOR | — | — | $0 |
Verified Provider Profiles
Direct links to verified profiles of matched retirement plan providers on PlanProvider.Pro:
- VESTIA ADVISORS LLC — OTHER FEES
- CHARLES SCHWAB & CO. — BROKERAGE SERVICES
- STAMBAUGH NESS, INC. — AUDITOR
Plan Fees & Expenses
Annual service provider fees and administrative expenses sourced from DOL Form 5500 filings.
- Total Service Provider Fees: $1,888,395
- Estimated Expense Ratio: 0.071% of plan assets
Historical Administrative Expenses
Breakdown of administrative expense categories reported on Form 5500 filings.
| Year | Total Admin Expenses | Investment Mgmt Fees | Contract Admin Fees | IQPA Audit Fees | Professional Fees |
|---|---|---|---|---|---|
| 2024 | $1,894,967 | — | — | $649,046 | — |
| 2023 | $1,583,870 | $308,713 | — | $21,915 | — |
| 2022 | $990,410 | — | $990,410 | — | — |