Plan Snapshot
- Plan Sponsor: Waterford Hotel Group, LLC
- Sponsor EIN: 061117701
- Sponsor Address: 914 HARTFORD TPKE, WATERFORD, CT, 063854263
- Plan Type: 401(k)
- Total Participants: 1,661
- Total Assets: $26.5M
Key Plan Design Features
- Auto-Enrollment: Yes
- Auto-Escalation: No
- Allows Roth Contributions: No
- Participant Loans: No
- Participant-Directed Investments: Yes
- ERISA Section 404(c) Fiduciary Safe Harbor: Yes
Plan Financials by Year
| Year | Participants | Total Assets | Employer Contrib. | Employee Contrib. |
|---|---|---|---|---|
| 2024 | 1,661 | $26.5M | $259,155 | $1.6M |
| 2023 | 1,433 | $22.9M | $232,527 | $1.4M |
| 2022 | 831 | $20.1M | $191,805 | $1.1M |
Service Providers (Schedule C)
Vendors paid $5,000 or more for services to the plan, ranked by total compensation (direct + indirect fees).
| Provider Name | Role | Direct Compensation | Indirect Compensation | Total Fees |
|---|---|---|---|---|
| EMPOWER ANNUITY INSURANCE COMPANY | CONTRACT ADMINISTRATOR | $65,616 | — | $65,616 |
| FINANCIAL SECURITY GROUP | BROKER/ADVISOR | — | $21,702 | $21,702 |
| HOYT FILIPPETTI & MALAGHAN, LLC | AUDITOR | $21,500 | — | $21,500 |
| HOYT, FILIPPETTI & MALAGHAN, LLC | Auditor | $17,500 | — | $17,500 |
| PASI, LLC | THIRD PARTY ADMIN | $2,966 | $12,489 | $15,455 |
Verified Provider Profiles
Direct links to verified profiles of matched retirement plan providers on PlanProvider.Pro:
- HOYT, FILIPPETTI & MALAGHAN, LLC — Auditor
Plan Fees & Expenses
Annual service provider fees and administrative expenses sourced from DOL Form 5500 filings.
- Total Service Provider Fees: $141,773
- Estimated Expense Ratio: 0.536% of plan assets
Historical Administrative Expenses
Breakdown of administrative expense categories reported on Form 5500 filings.
| Year | Total Admin Expenses | Investment Mgmt Fees | Contract Admin Fees | IQPA Audit Fees | Professional Fees |
|---|---|---|---|---|---|
| 2024 | $69,840 | — | $25,519 | $17,500 | — |
| 2023 | $13,057 | — | $5,250 | $4,000 | — |
| 2022 | $14,803 | — | — | — | $14,803 |