Plan Snapshot
- Plan Sponsor: Vista Property Management, LLC
- Sponsor EIN: 043184027
- Sponsor Address: 2-8 HAWLEY STREET, BINGHAMTON, NY, 13901
- Plan Type: 401(k)
- Total Participants: 188
- Total Assets: $4.2M
Key Plan Design Features
- Auto-Enrollment: Yes
- Auto-Escalation: No
- Allows Roth Contributions: No
- Participant Loans: No
- Participant-Directed Investments: Yes
- ERISA Section 404(c) Fiduciary Safe Harbor: Yes
Plan Financials by Year
| Year | Participants | Total Assets | Employer Contrib. | Employee Contrib. |
|---|---|---|---|---|
| 2024 | 188 | $4.2M | $50,136 | $377,953 |
| 2023 | 153 | $3.8M | $44,321 | $349,119 |
| 2022 | 207 | $3.0M | $43,018 | $353,964 |
Service Providers (Schedule C)
Vendors paid $5,000 or more for services to the plan, ranked by total compensation (direct + indirect fees).
| Provider Name | Role | Direct Compensation | Indirect Compensation | Total Fees |
|---|---|---|---|---|
| MERRILL LYNCH | Investment Advisor | $9,804 | — | $9,804 |
| JOHN HANCOCK LIFE INSURANCE COMPANY | Recordkeeper | $5,002 | — | $5,002 |
Verified Provider Profiles
Direct links to verified profiles of matched retirement plan providers on PlanProvider.Pro:
- MERRILL LYNCH — Investment Advisor
- JOHN HANCOCK LIFE INSURANCE COMPANY — Recordkeeper
Plan Fees & Expenses
Annual service provider fees and administrative expenses sourced from DOL Form 5500 filings.
- Total Service Provider Fees: $14,806
- Estimated Expense Ratio: 0.349% of plan assets
Historical Administrative Expenses
Breakdown of administrative expense categories reported on Form 5500 filings.
| Year | Total Admin Expenses | Investment Mgmt Fees | Contract Admin Fees | IQPA Audit Fees | Professional Fees |
|---|---|---|---|---|---|
| 2024 | $53,145 | $52,770 | — | — | — |
| 2023 | $10,333 | $1,828 | — | — | — |
| 2022 | $13,122 | $5,422 | — | — | — |