Plan Snapshot
- Plan Sponsor: Villa Esperanza Services
- Sponsor EIN: 952148860
- Sponsor Address: 2116 E VILLA ST., PASADENA, CA, 91107
- Plan Type: 403(b)
- Total Participants: 329
- Total Assets: $7.6M
Key Plan Design Features
- Auto-Enrollment: Yes
- Auto-Escalation: Yes
- Allows Roth Contributions: No
- Participant Loans: No
- Participant-Directed Investments: Yes
- ERISA Section 404(c) Fiduciary Safe Harbor: Yes
Plan Financials by Year
| Year | Participants | Total Assets | Employer Contrib. | Employee Contrib. |
|---|---|---|---|---|
| 2024 | 329 | $7.6M | $213,446 | $370,895 |
| 2023 | 312 | $6.5M | $208,227 | $390,789 |
| 2022 | 330 | $5.2M | $188,669 | $385,002 |
Service Providers (Schedule C)
Vendors paid $5,000 or more for services to the plan, ranked by total compensation (direct + indirect fees).
| Provider Name | Role | Direct Compensation | Indirect Compensation | Total Fees |
|---|---|---|---|---|
| STANCORP FINANCIAL GROUP | SERVICE PROVIDER | $39,579 | — | $39,579 |
| INDEPENDENT FINANCIAL GROUP LLC | ADVISOR | $27,109 | — | $27,109 |
| PENSION ASSURANCE LLP | Auditor | $27,109 | — | $27,109 |
Verified Provider Profiles
Direct links to verified profiles of matched retirement plan providers on PlanProvider.Pro:
- STANCORP FINANCIAL GROUP — SERVICE PROVIDER
- PENSION ASSURANCE LLP — Auditor
Plan Fees & Expenses
Annual service provider fees and administrative expenses sourced from DOL Form 5500 filings.
- Total Service Provider Fees: $93,797
- Estimated Expense Ratio: 1.232% of plan assets
Historical Administrative Expenses
Breakdown of administrative expense categories reported on Form 5500 filings.
| Year | Total Admin Expenses | Investment Mgmt Fees | Contract Admin Fees | IQPA Audit Fees | Professional Fees |
|---|---|---|---|---|---|
| 2024 | $66,688 | $39,579 | — | $27,109 | — |
| 2023 | $58,410 | — | $58,410 | — | — |
| 2022 | $60,703 | — | $60,703 | — | — |