Plan Snapshot
- Plan Sponsor: Vigilant Construction Trust Of Arizona
- Sponsor EIN: 833466731
- Sponsor Address: PO BOX 6, MUKILTEO, WA, 98275
- Plan Type: Health & Welfare
- Plan Number: 501
- Total Participants: 497
- Total Assets: $83,248
Key Plan Design Features
- Auto-Enrollment: No
- Auto-Escalation: No
- Allows Roth Contributions: No
- Participant Loans: No
- Participant-Directed Investments: No
- ERISA Section 404(c) Fiduciary Safe Harbor: No
Plan Financials by Year
| Year | Participants | Total Assets | Employer Contrib. | Employee Contrib. |
|---|---|---|---|---|
| 2024 | 497 | $83,248 | $4.2M | $26,208 |
| 2023 | 547 | $97,596 | $4.1M | $35,898 |
| 2022 | 479 | $67,074 | $3.4M | $5,270 |
Service Providers (Schedule C)
Vendors paid $5,000 or more for services to the plan, ranked by total compensation (direct + indirect fees).
| Provider Name | Role | Direct Compensation | Indirect Compensation | Total Fees |
|---|---|---|---|---|
| BROWN & BROWN INSURANCE SERVICES, D | Other Service Provider | $112,966 | — | $112,966 |
| VIMLY BENEFIT SOLUTIONS, INC. | Recordkeeper | $70,096 | — | $70,096 |
| VIGILANT SERVICES, INC | Other Service Provider | $52,732 | — | $52,732 |
| MAGNUSON AND ASSOCIATES, LTD | Insurance Carrier | $46,154 | — | $46,154 |
| BLACK, GOULD, & ASSOCIATES, INC | Insurance Carrier | $40,067 | — | $40,067 |
| EMPLOYEE BENEFIT EXCHANGE, CORP. | Insurance Carrier | $39,458 | — | $39,458 |
| VECTOR FINANCIAL | Insurance Carrier | $20,770 | — | $20,770 |
| KEN OTT INSURANCE, LLC DBA KENDY BE | Insurance Carrier | $13,433 | — | $13,433 |
| ROGERS BENEFIT GROUP, INC. | Insurance Carrier | $12,658 | — | $12,658 |
| EMERSON ROGERS, LLC | Insurance Carrier | $12,106 | — | $12,106 |
| ANNA L. HECKATHORNE | Insurance Carrier | $10,259 | — | $10,259 |
| SCHOEDEL & SCHOEDEL, CPAS, PLLC | Auditor | $9,300 | — | $9,300 |
| CREST INSURANCE GROUP, LLC | Insurance Carrier | $9,144 | — | $9,144 |
| KENNETH W. TAYLOR INSURANCE & INVES | Insurance Carrier | $8,685 | — | $8,685 |
| CAPITAL FINANCIAL, PLC | Insurance Carrier | $8,553 | — | $8,553 |
| DIGITAL INSURANCE, LLC | Insurance Carrier | $8,521 | — | $8,521 |
| ASSUREDPARTNERS OF ARIZONA DBA HEST | Insurance Carrier | $5,316 | — | $5,316 |
Verified Provider Profiles
Direct links to verified profiles of matched retirement plan providers on PlanProvider.Pro:
- EMPLOYEE BENEFIT EXCHANGE, CORP. — Insurance Carrier
Plan Fees & Expenses
Annual service provider fees and administrative expenses sourced from DOL Form 5500 filings.
- Total Service Provider Fees: $480,218
- Estimated Expense Ratio: 576.852% of plan assets
Historical Administrative Expenses
Breakdown of administrative expense categories reported on Form 5500 filings.
| Year | Total Admin Expenses | Investment Mgmt Fees | Contract Admin Fees | IQPA Audit Fees | Professional Fees |
|---|---|---|---|---|---|
| 2024 | $501,397 | — | $122,828 | $9,300 | — |
| 2023 | $477,199 | — | $115,112 | $8,800 | — |
| 2022 | $416,590 | — | $95,549 | — | $315,290 |