Plan Snapshot
- Plan Sponsor: Vermont Mechanical, INC.
- Sponsor EIN: 030313242
- Sponsor Address: 211 BLAIR PARK RD, WILLISTON, VT, 05495
- Plan Type: 401(k)
- Total Participants: 124
- Total Assets: $9.2M
Key Plan Design Features
- Auto-Enrollment: Yes
- Auto-Escalation: No
- Allows Roth Contributions: No
- Participant Loans: No
- Participant-Directed Investments: Yes
- ERISA Section 404(c) Fiduciary Safe Harbor: Yes
Plan Financials by Year
| Year | Participants | Total Assets | Employer Contrib. | Employee Contrib. |
|---|---|---|---|---|
| 2024 | 124 | $9.2M | $123,362 | $629,682 |
| 2023 | 102 | $7.9M | $144,691 | $553,012 |
| 2022 | 110 | $6.7M | $123,138 | $508,872 |
Service Providers (Schedule C)
Vendors paid $5,000 or more for services to the plan, ranked by total compensation (direct + indirect fees).
| Provider Name | Role | Direct Compensation | Indirect Compensation | Total Fees |
|---|---|---|---|---|
| FIDELITY INVESTMENTS INSTITUTIONAL | Recordkeeper | $30,002 | — | $30,002 |
| UBS FINANCIAL SERVICES INC | Investment Advisor | $20,375 | — | $20,375 |
Verified Provider Profiles
Direct links to verified profiles of matched retirement plan providers on PlanProvider.Pro:
- FIDELITY INVESTMENTS INSTITUTIONAL — Recordkeeper
- UBS FINANCIAL SERVICES INC — Investment Advisor
Plan Fees & Expenses
Annual service provider fees and administrative expenses sourced from DOL Form 5500 filings.
- Total Service Provider Fees: $50,377
- Estimated Expense Ratio: 0.547% of plan assets
Historical Administrative Expenses
Breakdown of administrative expense categories reported on Form 5500 filings.
| Year | Total Admin Expenses | Investment Mgmt Fees | Contract Admin Fees | IQPA Audit Fees | Professional Fees |
|---|---|---|---|---|---|
| 2024 | $50,377 | $20,375 | — | — | — |
| 2023 | $8,998 | $1,499 | — | — | — |
| 2022 | $794 | — | — | — | — |