Plan Snapshot
- Plan Sponsor: Ventura County Credit Union
- Sponsor EIN: 951790568
- Sponsor Address: 2575 VISTA DEL MAR DRIVE, VENTURA, CA, 93001
- Plan Type: 401(k)
- Total Participants: 178
- Total Assets: $22.1M
Key Plan Design Features
- Auto-Enrollment: Yes
- Auto-Escalation: No
- Allows Roth Contributions: Yes
- Participant Loans: No
- Participant-Directed Investments: Yes
- ERISA Section 404(c) Fiduciary Safe Harbor: Yes
Plan Financials by Year
| Year | Participants | Total Assets | Employer Contrib. | Employee Contrib. |
|---|---|---|---|---|
| 2024 | 178 | $22.1M | $842,288 | $1.0M |
| 2023 | 178 | $17.2M | $796,001 | $962,980 |
| 2022 | 179 | $14.5M | $748,865 | $926,272 |
Service Providers (Schedule C)
Vendors paid $5,000 or more for services to the plan, ranked by total compensation (direct + indirect fees).
| Provider Name | Role | Direct Compensation | Indirect Compensation | Total Fees |
|---|---|---|---|---|
| HOLTHOUSE CARLIN & VAN TRIGT LLP | Auditor | — | — | $0 |
Verified Provider Profiles
Direct links to verified profiles of matched retirement plan providers on PlanProvider.Pro:
- HOLTHOUSE CARLIN & VAN TRIGT LLP — Auditor
Plan Fees & Expenses
Annual service provider fees and administrative expenses sourced from DOL Form 5500 filings.
- Total Service Provider Fees: $0
Historical Administrative Expenses
Breakdown of administrative expense categories reported on Form 5500 filings.
| Year | Total Admin Expenses | Investment Mgmt Fees | Contract Admin Fees | IQPA Audit Fees | Professional Fees |
|---|---|---|---|---|---|
| 2024 | $90,013 | $58,452 | $31,561 | — | — |
| 2023 | $71,659 | $45,316 | $26,343 | — | — |
| 2022 | $75,405 | $44,744 | $30,661 | — | — |