Plan Snapshot
- Plan Sponsor: Wescom Central Credit Union
- Sponsor EIN: 951288265
- Sponsor Address: 123 S. MARENGO AVE, PASADENA, CA, 91101
- Plan Type: 401(k)
- Total Participants: 972
- Total Assets: $178.1M
Key Plan Design Features
- Auto-Enrollment: Yes
- Auto-Escalation: No
- Allows Roth Contributions: Yes
- Participant Loans: No
- Participant-Directed Investments: Yes
- ERISA Section 404(c) Fiduciary Safe Harbor: Yes
Plan Financials by Year
| Year | Participants | Total Assets | Employer Contrib. | Employee Contrib. |
|---|---|---|---|---|
| 2024 | 972 | $178.1M | $5.6M | $7.9M |
| 2023 | 890 | $147.3M | $5.7M | $7.2M |
| 2022 | 848 | $123.1M | $4.9M | $6.5M |
Service Providers (Schedule C)
Vendors paid $5,000 or more for services to the plan, ranked by total compensation (direct + indirect fees).
| Provider Name | Role | Direct Compensation | Indirect Compensation | Total Fees |
|---|---|---|---|---|
| FIDELITY INVESTMENTS INSTITUTIONAL | RECORDKEEPER | $99,636 | — | $99,636 |
| SAGEVIEW ADVISORY GROUP, LLC | CONSULTANT | $32,500 | — | $32,500 |
| STRATEGIC ADVISORS, INC. | ADVISOR | $20,554 | — | $20,554 |
| BAKER TILLY US, LLP | Auditor | — | — | $0 |
Verified Provider Profiles
Direct links to verified profiles of matched retirement plan providers on PlanProvider.Pro:
- FIDELITY INVESTMENTS INSTITUTIONAL — RECORDKEEPER
- SAGEVIEW ADVISORY GROUP, LLC — CONSULTANT
- STRATEGIC ADVISORS, INC. — ADVISOR
- BAKER TILLY US, LLP — Auditor
Plan Fees & Expenses
Annual service provider fees and administrative expenses sourced from DOL Form 5500 filings.
- Total Service Provider Fees: $152,690
- Estimated Expense Ratio: 0.086% of plan assets
Historical Administrative Expenses
Breakdown of administrative expense categories reported on Form 5500 filings.
| Year | Total Admin Expenses | Investment Mgmt Fees | Contract Admin Fees | IQPA Audit Fees | Professional Fees |
|---|---|---|---|---|---|
| 2024 | $152,690 | $20,554 | — | — | — |
| 2023 | $130,165 | $15,173 | $300 | — | — |
| 2022 | $139,785 | $11,003 | — | — | — |