Plan Snapshot
- Plan Sponsor: Urbane Cafe Operations, LLC
- Sponsor EIN: 820984152
- Sponsor Address: 78 N ASH ST, VENTURA, CA, 93001
- Plan Type: 401(k)
- Total Participants: 451
- Total Assets: $3.3M
Key Plan Design Features
- Auto-Enrollment: Yes
- Auto-Escalation: No
- Allows Roth Contributions: No
- Participant Loans: No
- Participant-Directed Investments: Yes
- ERISA Section 404(c) Fiduciary Safe Harbor: Yes
Plan Financials by Year
| Year | Participants | Total Assets | Employer Contrib. | Employee Contrib. |
|---|---|---|---|---|
| 2024 | 451 | $3.3M | $264,339 | $460,455 |
| 2023 | 373 | $2.2M | $209,854 | $361,516 |
| 2022 | 286 | $1.6M | $168,389 | $294,013 |
Service Providers (Schedule C)
Vendors paid $5,000 or more for services to the plan, ranked by total compensation (direct + indirect fees).
| Provider Name | Role | Direct Compensation | Indirect Compensation | Total Fees |
|---|---|---|---|---|
| TRANSAMERICA RETIREMENT SOLUTIONS | RECORDKEEPER | $14,929 | — | $14,929 |
| BANK OF AMERICA NA | INVESTMENT ADVISOR | $10,595 | — | $10,595 |
| PENSION ASSURANCE LLP | Auditor | — | — | $0 |
Verified Provider Profiles
Direct links to verified profiles of matched retirement plan providers on PlanProvider.Pro:
- TRANSAMERICA RETIREMENT SOLUTIONS — RECORDKEEPER
- PENSION ASSURANCE LLP — Auditor
Plan Fees & Expenses
Annual service provider fees and administrative expenses sourced from DOL Form 5500 filings.
- Total Service Provider Fees: $25,524
- Estimated Expense Ratio: 0.763% of plan assets
Historical Administrative Expenses
Breakdown of administrative expense categories reported on Form 5500 filings.
| Year | Total Admin Expenses | Investment Mgmt Fees | Contract Admin Fees | IQPA Audit Fees | Professional Fees |
|---|---|---|---|---|---|
| 2024 | $25,524 | $10,595 | — | — | — |
| 2023 | $16,675 | $7,038 | — | — | — |
| 2022 | $11,369 | $4,732 | — | — | — |