Plan Snapshot
- Plan Sponsor: In-N-Out Burger, INC.
- Sponsor EIN: 952246829
- Sponsor Address: 4199 CAMPUS DRIVE, 9TH FLR, IRVINE, CA, 92612
- Plan Type: DC
- Total Participants: 21,337
- Total Assets: $947.3M
Key Plan Design Features
- Auto-Enrollment: No
- Auto-Escalation: No
- Allows Roth Contributions: Yes
- Participant Loans: No
- Participant-Directed Investments: Yes
- ERISA Section 404(c) Fiduciary Safe Harbor: Yes
Plan Financials by Year
| Year | Participants | Total Assets | Employer Contrib. | Employee Contrib. |
|---|---|---|---|---|
| 2024 | 21,337 | $947.3M | $32.6M | $59.9M |
| 2023 | 17,382 | $768.2M | $27.4M | $49.4M |
| 2022 | 11,750 | $613.5M | $23.9M | $38.9M |
Service Providers (Schedule C)
Vendors paid $5,000 or more for services to the plan, ranked by total compensation (direct + indirect fees).
| Provider Name | Role | Direct Compensation | Indirect Compensation | Total Fees |
|---|---|---|---|---|
| STRATEGIC ADVISORS, INC. | ADVISOR | $145,795 | — | $145,795 |
| FIDELITY INVESTMENTS INSTITUTIONAL | RECORDKEEPER | $60,331 | — | $60,331 |
| BDO USA, P.C. | Auditor | — | — | $0 |
Verified Provider Profiles
Direct links to verified profiles of matched retirement plan providers on PlanProvider.Pro:
- STRATEGIC ADVISORS, INC. — ADVISOR
- FIDELITY INVESTMENTS INSTITUTIONAL — RECORDKEEPER
- BDO USA, P.C. — Auditor
Plan Fees & Expenses
Annual service provider fees and administrative expenses sourced from DOL Form 5500 filings.
- Total Service Provider Fees: $206,126
- Estimated Expense Ratio: 0.022% of plan assets
Historical Administrative Expenses
Breakdown of administrative expense categories reported on Form 5500 filings.
| Year | Total Admin Expenses | Investment Mgmt Fees | Contract Admin Fees | IQPA Audit Fees | Professional Fees |
|---|---|---|---|---|---|
| 2024 | $206,126 | $145,795 | — | — | — |
| 2023 | $214,458 | $157,476 | — | — | — |
| 2022 | $255,575 | $220,272 | — | — | — |