Plan Snapshot
- Plan Sponsor: Upstate Cerebral Palsy Dba Upstate Caring Partners
- Sponsor EIN: 150543657
- Sponsor Address: 125 BUSINESS PARK, UTICA, NY, 13502
- Plan Type: 403(b)
- Plan Number: 001
- Total Participants: 2,644
- Total Assets: $76.6M
Key Plan Design Features
- Auto-Enrollment: Yes
- Auto-Escalation: Yes
- Allows Roth Contributions: No
- Participant Loans: No
- Participant-Directed Investments: Yes
- ERISA Section 404(c) Fiduciary Safe Harbor: Yes
Plan Financials by Year
| Year | Participants | Total Assets | Employer Contrib. | Employee Contrib. |
|---|---|---|---|---|
| 2025 | 2,644 | $76.6M | $0 | $0 |
| 2024 | 1,653 | $66.4M | $3.0M | $2.0M |
| 2023 | 1,567 | $59.2M | $1.9M | $2.7M |
| 2022 | 1,625 | $59.0M | $1.7M | $2.7M |
Service Providers (Schedule C)
Vendors paid $5,000 or more for services to the plan, ranked by total compensation (direct + indirect fees).
| Provider Name | Role | Direct Compensation | Indirect Compensation | Total Fees |
|---|---|---|---|---|
| LINCOLN NATIONAL CORPORATION | Other Service Provider | $56,806 | — | $56,806 |
| CAPFINANCIAL PARTNERS, LLC | Investment Advisor | $40,000 | — | $40,000 |
Plan Fees & Expenses
Annual service provider fees and administrative expenses sourced from DOL Form 5500 filings.
- Total Service Provider Fees: $96,806
- Estimated Expense Ratio: 0.126% of plan assets
Historical Administrative Expenses
Breakdown of administrative expense categories reported on Form 5500 filings.
| Year | Total Admin Expenses | Investment Mgmt Fees | Contract Admin Fees | IQPA Audit Fees | Professional Fees |
|---|---|---|---|---|---|
| 2025 | $5,663,403 | $40,000 | $56,806 | — | — |
| 2024 | $47,267 | — | $47,267 | — | — |
| 2023 | $45,646 | — | $28,660 | — | — |
| 2022 | $24,862 | — | $24,862 | — | — |