Plan Snapshot
- Plan Sponsor: United States Bakery
- Sponsor EIN: 930302130
- Sponsor Address: 315 NE 10TH AVENUE, PORTLAND, OR, 97232
- Plan Type: 401(k)
- Plan Number: 001
- Total Participants: 1,051
- Total Assets: $106.9M
Key Plan Design Features
- Auto-Enrollment: No
- Auto-Escalation: No
- Allows Roth Contributions: Yes
- Participant Loans: No
- Participant-Directed Investments: Yes
- ERISA Section 404(c) Fiduciary Safe Harbor: Yes
Plan Financials by Year
| Year | Participants | Total Assets | Employer Contrib. | Employee Contrib. |
|---|---|---|---|---|
| 2024 | 1,051 | $106.9M | $9.2M | $3.7M |
| 2023 | 1,012 | $98.3M | $9.3M | $3.0M |
| 2022 | 966 | $83.0M | $8.3M | $2.5M |
Service Providers (Schedule C)
Vendors paid $5,000 or more for services to the plan, ranked by total compensation (direct + indirect fees).
| Provider Name | Role | Direct Compensation | Indirect Compensation | Total Fees |
|---|---|---|---|---|
| MILLIMAN INVESTMENTS | Other Service Provider | $111,615 | — | $111,615 |
| MORGAN STANLEY GLOBAL BANK OPS | Recordkeeper | $38,000 | — | $38,000 |
| MILLIMAN, INC. | Recordkeeper | $30,132 | — | $30,132 |
| MATRIX TRUST | Recordkeeper | $29,315 | — | $29,315 |
Verified Provider Profiles
Direct links to verified profiles of matched retirement plan providers on PlanProvider.Pro:
- MORGAN STANLEY GLOBAL BANK OPS — Recordkeeper
- MILLIMAN, INC. — Recordkeeper
- MATRIX TRUST — Recordkeeper
Plan Fees & Expenses
Annual service provider fees and administrative expenses sourced from DOL Form 5500 filings.
- Total Service Provider Fees: $209,062
- Estimated Expense Ratio: 0.196% of plan assets
Historical Administrative Expenses
Breakdown of administrative expense categories reported on Form 5500 filings.
| Year | Total Admin Expenses | Investment Mgmt Fees | Contract Admin Fees | IQPA Audit Fees | Professional Fees |
|---|---|---|---|---|---|
| 2024 | $209,062 | $149,615 | — | — | — |
| 2023 | $209,468 | $154,820 | — | — | — |
| 2022 | $194,668 | — | — | — | $194,668 |