Plan Snapshot
- Plan Sponsor: United Road Service, INC.
- Sponsor EIN: 943278455
- Sponsor Address: 10701 MIDDLEBELT ROAD, ROMULUS, MI, 48174
- Plan Type: 401(k)
- Total Participants: 1,010
- Total Assets: $51.4M
Key Plan Design Features
- Auto-Enrollment: Yes
- Auto-Escalation: No
- Allows Roth Contributions: Yes
- Participant Loans: No
- Participant-Directed Investments: Yes
- ERISA Section 404(c) Fiduciary Safe Harbor: Yes
Plan Financials by Year
| Year | Participants | Total Assets | Employer Contrib. | Employee Contrib. |
|---|---|---|---|---|
| 2024 | 1,010 | $51.4M | $859,123 | $4.0M |
| 2023 | 1,323 | $52.8M | $1.1M | $4.8M |
| 2022 | 1,336 | $45.4M | $1.0M | $4.7M |
Service Providers (Schedule C)
Vendors paid $5,000 or more for services to the plan, ranked by total compensation (direct + indirect fees).
| Provider Name | Role | Direct Compensation | Indirect Compensation | Total Fees |
|---|---|---|---|---|
| EMPOWER ANNUITY INSURANCE COMPANY O | Recordkeeper | $126,943 | — | $126,943 |
| GREGORY J SCHWARTZ & COMPANY INC | Investment Advisor | $62,836 | — | $62,836 |
Plan Fees & Expenses
Annual service provider fees and administrative expenses sourced from DOL Form 5500 filings.
- Total Service Provider Fees: $189,779
- Estimated Expense Ratio: 0.369% of plan assets
Historical Administrative Expenses
Breakdown of administrative expense categories reported on Form 5500 filings.
| Year | Total Admin Expenses | Investment Mgmt Fees | Contract Admin Fees | IQPA Audit Fees | Professional Fees |
|---|---|---|---|---|---|
| 2024 | $189,779 | $62,836 | — | — | — |
| 2023 | $133,497 | $28,537 | — | — | — |
| 2022 | $102,315 | — | $102,315 | — | — |