Plan Snapshot
- Plan Sponsor: United Refining Company
- Sponsor EIN: 251411751
- Sponsor Address: 15 BRADLEY STREET, WARREN, PA, 16365
- Plan Type: DB
- Plan Number: 002
- Total Participants: 287
- Total Assets: $103.1M
Key Plan Design Features
- Auto-Enrollment: No
- Auto-Escalation: No
- Allows Roth Contributions: No
- Participant Loans: No
- Participant-Directed Investments: No
- ERISA Section 404(c) Fiduciary Safe Harbor: No
Plan Financials by Year
| Year | Participants | Total Assets | Employer Contrib. | Employee Contrib. |
|---|---|---|---|---|
| 2023 | 287 | $103.1M | $0 | $0 |
| 2022 | 177 | $59.7M | $0 | $0 |
Service Providers (Schedule C)
Vendors paid $5,000 or more for services to the plan, ranked by total compensation (direct + indirect fees).
| Provider Name | Role | Direct Compensation | Indirect Compensation | Total Fees |
|---|---|---|---|---|
| WILLIS TOWERS WATSON US LLC | Actuary | $111,211 | — | $111,211 |
| BANK OF AMERICA | Custodian / Trustee | $89,247 | — | $89,247 |
| COLUMBIA ADVISORY GROUP | Investment Advisor | $11,805 | — | $11,805 |
| MFS | Investment Advisor | $10,665 | — | $10,665 |
| COMPERIO RETIREMENT CONSULTING | Other Service Provider | $9,375 | — | $9,375 |
| TYGH CAPITAL MANAGEMENT INC. | Investment Advisor | $8,213 | — | $8,213 |
Plan Fees & Expenses
Annual service provider fees and administrative expenses sourced from DOL Form 5500 filings.
- Total Service Provider Fees: $240,516
- Estimated Expense Ratio: 0.233% of plan assets
Historical Administrative Expenses
Breakdown of administrative expense categories reported on Form 5500 filings.
| Year | Total Admin Expenses | Investment Mgmt Fees | Contract Admin Fees | IQPA Audit Fees | Professional Fees |
|---|---|---|---|---|---|
| 2023 | $100,592,184 | $30,683 | — | — | — |
| 2022 | $450,119 | $70,097 | — | — | $75,996 |