Plan Snapshot
- Plan Sponsor: United Airlines, INC.
- Sponsor EIN: 742099724
- Sponsor Address: BENEFITS DEPARTMENT-WHQHR, CHICAGO, IL, 60606
- Plan Type: 401(k)
- Plan Number: 540
- Total Participants: 98,473
- Total Assets: $142.4M
Key Plan Design Features
- Auto-Enrollment: No
- Auto-Escalation: No
- Allows Roth Contributions: No
- Participant Loans: No
- Participant-Directed Investments: No
- ERISA Section 404(c) Fiduciary Safe Harbor: No
Plan Financials by Year
| Year | Participants | Total Assets | Employer Contrib. | Employee Contrib. |
|---|---|---|---|---|
| 2024 | 98,473 | $142.4M | $2.0B | $506.2M |
| 2023 | 95,702 | $129.0M | $1.7B | $450.0M |
| 2022 | 86,929 | $116.8M | $1.5B | $440.2M |
Service Providers (Schedule C)
Vendors paid $5,000 or more for services to the plan, ranked by total compensation (direct + indirect fees).
| Provider Name | Role | Direct Compensation | Indirect Compensation | Total Fees |
|---|---|---|---|---|
| ALIGHT SOLUTIONS | Recordkeeper | $28,071,360 | — | $28,071,360 |
| ACCOLADE | Recordkeeper | $13,287,133 | — | $13,287,133 |
| CIGNA | Recordkeeper | $58,246 | — | $58,246 |
Verified Provider Profiles
Direct links to verified profiles of matched retirement plan providers on PlanProvider.Pro:
- ALIGHT SOLUTIONS — Recordkeeper
Plan Fees & Expenses
Annual service provider fees and administrative expenses sourced from DOL Form 5500 filings.
- Total Service Provider Fees: $41,416,739
- Estimated Expense Ratio: 29.093% of plan assets
Historical Administrative Expenses
Breakdown of administrative expense categories reported on Form 5500 filings.
| Year | Total Admin Expenses | Investment Mgmt Fees | Contract Admin Fees | IQPA Audit Fees | Professional Fees |
|---|---|---|---|---|---|
| 2024 | $41,321,000 | — | $41,321,000 | — | — |
| 2023 | $44,486,000 | — | $44,449,000 | $37,000 | — |
| 2022 | $41,211,000 | — | $41,173,000 | — | $38,000 |