Plan Snapshot
- Plan Sponsor: Trustees Of The St. Johnsbury Academy
- Sponsor EIN: 030181215
- Sponsor Address: 1000 MAIN STREET, SAINT JOHNSBURY, VT, 05819
- Plan Type: 403(b)
- Total Participants: 224
- Total Assets: $41.5M
Key Plan Design Features
- Auto-Enrollment: Yes
- Auto-Escalation: Yes
- Allows Roth Contributions: No
- Participant Loans: No
- Participant-Directed Investments: No
- ERISA Section 404(c) Fiduciary Safe Harbor: Yes
Plan Financials by Year
| Year | Participants | Total Assets | Employer Contrib. | Employee Contrib. |
|---|---|---|---|---|
| 2024 | 224 | $41.5M | $710,142 | $1.2M |
| 2023 | 229 | $37.0M | $644,848 | $1.1M |
| 2022 | 222 | $31.3M | $640,310 | $997,910 |
Service Providers (Schedule C)
Vendors paid $5,000 or more for services to the plan, ranked by total compensation (direct + indirect fees).
| Provider Name | Role | Direct Compensation | Indirect Compensation | Total Fees |
|---|---|---|---|---|
| KREISCHER MILLER | Auditor | $5,165 | — | $5,165 |
Verified Provider Profiles
Direct links to verified profiles of matched retirement plan providers on PlanProvider.Pro:
- KREISCHER MILLER — Auditor
Plan Fees & Expenses
Annual service provider fees and administrative expenses sourced from DOL Form 5500 filings.
- Total Service Provider Fees: $5,165
- Estimated Expense Ratio: 0.012% of plan assets
Historical Administrative Expenses
Breakdown of administrative expense categories reported on Form 5500 filings.
| Year | Total Admin Expenses | Investment Mgmt Fees | Contract Admin Fees | IQPA Audit Fees | Professional Fees |
|---|---|---|---|---|---|
| 2024 | $56,694 | $7,050 | $44,479 | $5,165 | — |
| 2023 | $26,738 | — | $26,738 | — | — |
| 2022 | $21,113 | — | $21,113 | — | — |