Plan Snapshot
- Plan Sponsor: Trustees Of The Smart Local 265 Pension Fund
- Sponsor EIN: 366168611
- Sponsor Address: 3110 WOODCREEK DR., DOWNERS GROVE, IL, 605155411
- Plan Type: DB
- Plan Number: 001
- Total Participants: 1,234
- Total Assets: $607.5M
Key Plan Design Features
- Auto-Enrollment: No
- Auto-Escalation: No
- Allows Roth Contributions: No
- Participant Loans: No
- Participant-Directed Investments: No
- ERISA Section 404(c) Fiduciary Safe Harbor: No
Plan Financials by Year
| Year | Participants | Total Assets | Employer Contrib. | Employee Contrib. |
|---|---|---|---|---|
| 2024 | 1,234 | $607.5M | $16.6M | $0 |
| 2023 | 1,224 | $566.2M | $16.4M | $0 |
| 2022 | 1,201 | $526.5M | $15.6M | $0 |
Service Providers (Schedule C)
Vendors paid $5,000 or more for services to the plan, ranked by total compensation (direct + indirect fees).
| Provider Name | Role | Direct Compensation | Indirect Compensation | Total Fees |
|---|---|---|---|---|
| AMERICAN REALTY ADVISORS | Other Service Provider | $544,896 | — | $544,896 |
| MORGAN STANLEY SMITH BARNEY | Other Service Provider | $505,733 | — | $505,733 |
| SIERRA INVESTMENT PARTNERS, INC | Other Service Provider | $300,415 | — | $300,415 |
| BOSTON PARTNERS | Other Service Provider | $265,649 | — | $265,649 |
| FOUNDRY PARTNERS | Other Service Provider | $212,295 | — | $212,295 |
| ARIEL INVESTMENTS | Other Service Provider | $158,606 | — | $158,606 |
| MONDRIAN INVESTMENT PARTNERS | Other Service Provider | $152,317 | — | $152,317 |
| SEGAL COMPANY | Other Service Provider | $150,068 | — | $150,068 |
| NATIONAL INVESTMENT SERVICES | Other Service Provider | $146,299 | — | $146,299 |
| CHEVY CHASE TRUST | Other Service Provider | $105,117 | — | $105,117 |
| FIERA CAPITAL INC | Other Service Provider | $100,292 | — | $100,292 |
| CHARTWELL INVESTMENT PARTNERS | Other Service Provider | $99,990 | — | $99,990 |
| BAUM, SIGMAN, AUERBACH & NEUMAN, LT | Other Service Provider | $98,731 | — | $98,731 |
| ERNESTINE GARWACKI | Recordkeeper | $87,948 | — | $87,948 |
| VICTORY CAPITAL MANAGEMENT | Investment Advisor | $81,658 | — | $81,658 |
| EMILY BANDERA | Recordkeeper | $80,998 | — | $80,998 |
| BRIDGEWAY BENEFIT TECHNOLOGIES | Other Service Provider | $77,299 | — | $77,299 |
| KATIE EBY | Recordkeeper | $76,953 | — | $76,953 |
| SAGE ADVISORY | Other Service Provider | $69,958 | — | $69,958 |
| CALIBRE CPA GROUP, PLLC | Auditor | $57,227 | — | $57,227 |
| JEANNIE PASTRANA | Recordkeeper | $53,156 | — | $53,156 |
| NATIONAL CLEANING SERVICES, INC. | Other Service Provider | $48,847 | — | $48,847 |
| DENISE BINGHAM | Recordkeeper | $39,017 | — | $39,017 |
| WINDY CITY LAWN CARE & SERVICE, INC | Other Service Provider | $22,025 | — | $22,025 |
| SPOT MIGRATION | Other Service Provider | $21,512 | — | $21,512 |
| HARVEST LLP | Other Service Provider | $20,080 | — | $20,080 |
| COMERICA BANK | Other Service Provider | $18,500 | — | $18,500 |
| LEGAL & GENERAL INVESTMENT MGMT | Other Service Provider | $9,652 | — | $9,652 |
| GROOT, INC. | Other Service Provider | $9,413 | — | $9,413 |
| SEGAL SELECT INSURANCE SERVICES | Other Service Provider | — | $9,324 | $9,324 |
| BOND BROTHERS | Other Service Provider | $7,747 | — | $7,747 |
Verified Provider Profiles
Direct links to verified profiles of matched retirement plan providers on PlanProvider.Pro:
- ERNESTINE GARWACKI — Recordkeeper
- VICTORY CAPITAL MANAGEMENT — Investment Advisor
- EMILY BANDERA — Recordkeeper
- KATIE EBY — Recordkeeper
- CALIBRE CPA GROUP, PLLC — Auditor
- JEANNIE PASTRANA — Recordkeeper
- DENISE BINGHAM — Recordkeeper
Plan Fees & Expenses
Annual service provider fees and administrative expenses sourced from DOL Form 5500 filings.
- Total Service Provider Fees: $3,631,722
- Estimated Expense Ratio: 0.598% of plan assets
Historical Administrative Expenses
Breakdown of administrative expense categories reported on Form 5500 filings.
| Year | Total Admin Expenses | Investment Mgmt Fees | Contract Admin Fees | IQPA Audit Fees | Professional Fees |
|---|---|---|---|---|---|
| 2024 | $4,076,952 | $2,939,724 | — | $37,140 | — |
| 2023 | $3,205,980 | $2,170,303 | — | $35,628 | — |
| 2022 | $2,844,851 | $2,049,688 | — | — | $314,783 |