Plan Snapshot
- Plan Sponsor: Trustees - Colorado Laborers' Health & Welfare Trust Fund For Co
- Sponsor EIN: 846049226
- Sponsor Address: 3033 S. PARKER ROAD/STE 360, AURORA, CO, 80014
- Plan Type: 401(k)
- Plan Number: 501
- Total Participants: 1,531
- Total Assets: $54.1M
Key Plan Design Features
- Auto-Enrollment: No
- Auto-Escalation: No
- Allows Roth Contributions: No
- Participant Loans: No
- Participant-Directed Investments: No
- ERISA Section 404(c) Fiduciary Safe Harbor: No
Plan Financials by Year
| Year | Participants | Total Assets | Employer Contrib. | Employee Contrib. |
|---|---|---|---|---|
| 2024 | 1,531 | $54.1M | $14.4M | $307,068 |
| 2023 | 1,487 | $54.2M | $13.5M | $340,917 |
| 2022 | 1,524 | $53.7M | $15.9M | $364,000 |
Service Providers (Schedule C)
Vendors paid $5,000 or more for services to the plan, ranked by total compensation (direct + indirect fees).
| Provider Name | Role | Direct Compensation | Indirect Compensation | Total Fees |
|---|---|---|---|---|
| CIGNA | Other Service Provider | $591,195 | — | $591,195 |
| COMPUSYS OF COLORADO, INC | Other Service Provider | $346,166 | — | $346,166 |
| TRANSFORM WEALTH | Other Service Provider | $229,109 | — | $229,109 |
| ROBEIN URANN SPENCER PICARD & CANGE | Other Service Provider | $79,233 | — | $79,233 |
| US BANK | Recordkeeper | $67,525 | — | $67,525 |
| CO DENTAL SERVICE DBA DELTA DENTAL | Other Service Provider | $60,630 | — | $60,630 |
| BHA CONSULTING LLC | Other Service Provider | $55,202 | — | $55,202 |
| NEEDLES & ASSOCIATES, LLC | Other Service Provider | $51,623 | — | $51,623 |
| CRIS ESQUIVEL | Other Service Provider | $47,756 | — | $47,756 |
| EXPRESS SCRIPTS | Other Service Provider | $40,086 | — | $40,086 |
| QUEST DIAGNOSTIC | Other Service Provider | $21,929 | — | $21,929 |
Verified Provider Profiles
Direct links to verified profiles of matched retirement plan providers on PlanProvider.Pro:
- US BANK — Recordkeeper
Plan Fees & Expenses
Annual service provider fees and administrative expenses sourced from DOL Form 5500 filings.
- Total Service Provider Fees: $1,590,454
- Estimated Expense Ratio: 2.939% of plan assets
Historical Administrative Expenses
Breakdown of administrative expense categories reported on Form 5500 filings.
| Year | Total Admin Expenses | Investment Mgmt Fees | Contract Admin Fees | IQPA Audit Fees | Professional Fees |
|---|---|---|---|---|---|
| 2024 | $1,711,629 | $229,109 | $938,308 | $51,623 | — |
| 2023 | $1,557,071 | $190,400 | $897,400 | $53,835 | — |
| 2022 | $1,634,194 | $290,303 | $958,798 | — | $146,980 |