Plan Snapshot
- Plan Sponsor: Transition Finance Strategies, LLC Dba Blue Ridge Associates
- Sponsor EIN: 134238973
- Sponsor Address: 154 HANSEN ROAD SUITE 102, CHARLOTTESVILLE, VA, 22911
- Plan Type: 401(k)
- Plan Number: 001
- Total Participants: 386
- Total Assets: $39.2M
Key Plan Design Features
- Auto-Enrollment: Yes
- Auto-Escalation: No
- Allows Roth Contributions: Yes
- Participant Loans: No
- Participant-Directed Investments: Yes
- ERISA Section 404(c) Fiduciary Safe Harbor: Yes
Plan Financials by Year
| Year | Participants | Total Assets | Employer Contrib. | Employee Contrib. |
|---|---|---|---|---|
| 2025 | 386 | $39.2M | $0 | $0 |
| 2024 | 210 | $18.4M | $583,911 | $1.7M |
| 2023 | 177 | $14.5M | $509,681 | $1.5M |
| 2022 | 166 | $10.5M | $353,408 | $1.1M |
Service Providers (Schedule C)
Vendors paid $5,000 or more for services to the plan, ranked by total compensation (direct + indirect fees).
| Provider Name | Role | Direct Compensation | Indirect Compensation | Total Fees |
|---|---|---|---|---|
| ONEDIGITAL INVESTMENT ADVISORS LLC | Investment Advisor | $30,702 | — | $30,702 |
| EMPOWER ADVISORY GROUP, LLC | Investment Advisor | $27,741 | — | $27,741 |
| EMPOWER ANNUITY INSURANCE COMPANY O | Recordkeeper | $5,582 | — | $5,582 |
Plan Fees & Expenses
Annual service provider fees and administrative expenses sourced from DOL Form 5500 filings.
- Total Service Provider Fees: $64,025
- Estimated Expense Ratio: 0.163% of plan assets
Historical Administrative Expenses
Breakdown of administrative expense categories reported on Form 5500 filings.
| Year | Total Admin Expenses | Investment Mgmt Fees | Contract Admin Fees | IQPA Audit Fees | Professional Fees |
|---|---|---|---|---|---|
| 2025 | $5,350,500 | $58,443 | — | — | — |
| 2024 | $35,584 | $32,711 | — | — | — |
| 2023 | $27,222 | $25,465 | — | — | — |
| 2022 | $30,072 | — | $30,072 | — | — |