Plan Snapshot
- Plan Sponsor: Toward Maximum Independence
- Sponsor EIN: 330185759
- Sponsor Address: 4740 MURPHY CANYON ROAD SUITE 300, SAN DIEGO, CA, 92123
- Plan Type: 401(k)
- Total Participants: 341
- Total Assets: $9.4M
Key Plan Design Features
- Auto-Enrollment: Yes
- Auto-Escalation: No
- Allows Roth Contributions: Yes
- Participant Loans: No
- Participant-Directed Investments: Yes
- ERISA Section 404(c) Fiduciary Safe Harbor: Yes
Plan Financials by Year
| Year | Participants | Total Assets | Employer Contrib. | Employee Contrib. |
|---|---|---|---|---|
| 2024 | 341 | $9.4M | $438,242 | $924,940 |
| 2023 | 318 | $7.5M | $372,149 | $781,940 |
| 2022 | 282 | $5.6M | $306,523 | $676,666 |
Service Providers (Schedule C)
Vendors paid $5,000 or more for services to the plan, ranked by total compensation (direct + indirect fees).
| Provider Name | Role | Direct Compensation | Indirect Compensation | Total Fees |
|---|---|---|---|---|
| EMPOWER ANNUITY INSURANCE COMPANY | RECORDKEEPER | $46,528 | — | $46,528 |
| MMA SECURITIES LLC | INVESTMENT ADVISOR | $25,575 | — | $25,575 |
| JGD & ASSOCIATES LLP | Auditor | — | — | $0 |
Verified Provider Profiles
Direct links to verified profiles of matched retirement plan providers on PlanProvider.Pro:
- JGD & ASSOCIATES LLP — Auditor
Plan Fees & Expenses
Annual service provider fees and administrative expenses sourced from DOL Form 5500 filings.
- Total Service Provider Fees: $72,103
- Estimated Expense Ratio: 0.767% of plan assets
Historical Administrative Expenses
Breakdown of administrative expense categories reported on Form 5500 filings.
| Year | Total Admin Expenses | Investment Mgmt Fees | Contract Admin Fees | IQPA Audit Fees | Professional Fees |
|---|---|---|---|---|---|
| 2024 | $70,741 | $28,312 | — | — | — |
| 2023 | $61,071 | $23,527 | — | — | — |
| 2022 | $58,901 | $22,920 | $35,981 | — | — |