Plan Snapshot
- Plan Sponsor: Torrington Supply Company, INC.
- Sponsor EIN: 060564910
- Sponsor Address: 100 N. ELM STREET, WATERBURY, CT, 06702
- Plan Type: 401(k)
- Plan Number: 002
- Total Participants: 202
- Total Assets: $23.3M
Key Plan Design Features
- Auto-Enrollment: Yes
- Auto-Escalation: No
- Allows Roth Contributions: Yes
- Participant Loans: No
- Participant-Directed Investments: Yes
- ERISA Section 404(c) Fiduciary Safe Harbor: Yes
Plan Financials by Year
| Year | Participants | Total Assets | Employer Contrib. | Employee Contrib. |
|---|---|---|---|---|
| 2025 | 202 | $23.3M | $0 | $0 |
| 2024 | 181 | $20.3M | $340,282 | $990,821 |
| 2023 | 169 | $17.9M | $383,607 | $940,998 |
| 2022 | 156 | $17.1M | $247,330 | $844,012 |
Service Providers (Schedule C)
Vendors paid $5,000 or more for services to the plan, ranked by total compensation (direct + indirect fees).
| Provider Name | Role | Direct Compensation | Indirect Compensation | Total Fees |
|---|---|---|---|---|
| LARSON ALLEN LLP | Other Service Provider | $25,263 | — | $25,263 |
| EMPOWER ANNUITY INSURANCE COMPANY O | Recordkeeper | $23,429 | — | $23,429 |
| INSTITUTIONAL INVESTMENT CONSULTING | Investment Advisor | $16,500 | — | $16,500 |
| EMPOWER ADVISORY GROUP, LLC | Investment Advisor | $11,557 | — | $11,557 |
Plan Fees & Expenses
Annual service provider fees and administrative expenses sourced from DOL Form 5500 filings.
- Total Service Provider Fees: $76,749
- Estimated Expense Ratio: 0.330% of plan assets
Historical Administrative Expenses
Breakdown of administrative expense categories reported on Form 5500 filings.
| Year | Total Admin Expenses | Investment Mgmt Fees | Contract Admin Fees | IQPA Audit Fees | Professional Fees |
|---|---|---|---|---|---|
| 2025 | $2,218,397 | $28,057 | — | — | — |
| 2024 | $72,091 | $25,672 | — | — | — |
| 2023 | $59,654 | $30,909 | — | — | — |
| 2022 | $55,195 | — | $55,195 | — | — |