Plan Snapshot
- Plan Sponsor: Tori Richard, Ltd.
- Sponsor EIN: 990088802
- Sponsor Address: 1891 NORTH KING STREET, HONOLULU, HI, 96819
- Plan Type: 401(k)
- Plan Number: 001
- Total Participants: 140
- Total Assets: $8.9M
Key Plan Design Features
- Auto-Enrollment: Yes
- Auto-Escalation: No
- Allows Roth Contributions: No
- Participant Loans: No
- Participant-Directed Investments: Yes
- ERISA Section 404(c) Fiduciary Safe Harbor: Yes
Plan Financials by Year
| Year | Participants | Total Assets | Employer Contrib. | Employee Contrib. |
|---|---|---|---|---|
| 2025 | 140 | $8.9M | $0 | $0 |
| 2024 | 157 | $8.4M | $0 | $558,765 |
| 2023 | 139 | $7.1M | $95,075 | $538,553 |
| 2022 | 151 | $5.8M | $78,892 | $465,900 |
Service Providers (Schedule C)
Vendors paid $5,000 or more for services to the plan, ranked by total compensation (direct + indirect fees).
| Provider Name | Role | Direct Compensation | Indirect Compensation | Total Fees |
|---|---|---|---|---|
| EMPOWER ANNUITY INSURANCE COMPANY O | Recordkeeper | $20,952 | — | $20,952 |
| FISHER ASSET MANAGEMENT LLC FISHER | Other Service Provider | $18,933 | — | $18,933 |
| FISHER RETIREMENT SOLUTIONS LLC | Investment Advisor | $18,917 | — | $18,917 |
Plan Fees & Expenses
Annual service provider fees and administrative expenses sourced from DOL Form 5500 filings.
- Total Service Provider Fees: $58,802
- Estimated Expense Ratio: 0.659% of plan assets
Historical Administrative Expenses
Breakdown of administrative expense categories reported on Form 5500 filings.
| Year | Total Admin Expenses | Investment Mgmt Fees | Contract Admin Fees | IQPA Audit Fees | Professional Fees |
|---|---|---|---|---|---|
| 2025 | $1,350,115 | $37,851 | — | — | — |
| 2024 | $54,143 | $23,968 | $5,073 | $9,738 | — |
| 2023 | $34,645 | — | $14,999 | $9,424 | — |
| 2022 | $8,542 | — | $330 | — | — |