Plan Snapshot
- Plan Sponsor: The Navigators
- Sponsor EIN: 846007896
- Sponsor Address: 3820 NORTH 30TH, COLORADO SPRINGS, CO, 809340001
- Plan Type: 403(b)
- Total Participants: 2,280
- Total Assets: $120.7M
Key Plan Design Features
- Auto-Enrollment: Yes
- Auto-Escalation: Yes
- Allows Roth Contributions: Yes
- Participant Loans: Yes
- Participant-Directed Investments: Yes
- ERISA Section 404(c) Fiduciary Safe Harbor: No
Plan Financials by Year
| Year | Participants | Total Assets | Employer Contrib. | Employee Contrib. |
|---|---|---|---|---|
| 2024 | 2,280 | $120.7M | $4.1M | $5.8M |
| 2023 | 1,825 | $102.5M | $4.1M | $6.0M |
| 2022 | 1,554 | $79.8M | $3.9M | $5.5M |
Service Providers (Schedule C)
Vendors paid $5,000 or more for services to the plan, ranked by total compensation (direct + indirect fees).
| Provider Name | Role | Direct Compensation | Indirect Compensation | Total Fees |
|---|---|---|---|---|
| FIDELITY INVESTMENTS INSTITUTIONAL | RECORDKEEPER | $67,625 | — | $67,625 |
| COOK STREET CONSULTING, INC | CONSULTANT | $39,972 | — | $39,972 |
| STRATEGIC ADVISORS, INC. | ADVISOR | $24,718 | — | $24,718 |
| BIGGSKOFFORD CPAS | ACCOUNTANT/AUDITOR | $13,150 | — | $13,150 |
Verified Provider Profiles
Direct links to verified profiles of matched retirement plan providers on PlanProvider.Pro:
- FIDELITY INVESTMENTS INSTITUTIONAL — RECORDKEEPER
- COOK STREET CONSULTING, INC — CONSULTANT
- STRATEGIC ADVISORS, INC. — ADVISOR
- BIGGSKOFFORD CPAS — ACCOUNTANT/AUDITOR
Plan Fees & Expenses
Annual service provider fees and administrative expenses sourced from DOL Form 5500 filings.
- Total Service Provider Fees: $145,465
- Estimated Expense Ratio: 0.121% of plan assets
Historical Administrative Expenses
Breakdown of administrative expense categories reported on Form 5500 filings.
| Year | Total Admin Expenses | Investment Mgmt Fees | Contract Admin Fees | IQPA Audit Fees | Professional Fees |
|---|---|---|---|---|---|
| 2024 | $145,017 | $24,718 | $300 | $13,150 | — |
| 2023 | $60,441 | $21,084 | — | $12,180 | — |
| 2022 | $26,007 | $16,819 | — | — | — |