Plan Snapshot
- Plan Sponsor: Junior Achievement Usa
- Sponsor EIN: 841267604
- Sponsor Address: 12320 ORACLE BLVD, COLORADO SPRINGS, CO, 80921
- Plan Type: 401(k)
- Total Participants: 989
- Total Assets: $43.0M
Key Plan Design Features
- Auto-Enrollment: Yes
- Auto-Escalation: No
- Allows Roth Contributions: Yes
- Participant Loans: No
- Participant-Directed Investments: Yes
- ERISA Section 404(c) Fiduciary Safe Harbor: Yes
Plan Financials by Year
| Year | Participants | Total Assets | Employer Contrib. | Employee Contrib. |
|---|---|---|---|---|
| 2024 | 989 | $43.0M | $2.5M | $4.8M |
| 2023 | 987 | $33.9M | $2.3M | $4.4M |
| 2022 | 833 | $24.3M | $1.9M | $3.8M |
Service Providers (Schedule C)
Vendors paid $5,000 or more for services to the plan, ranked by total compensation (direct + indirect fees).
| Provider Name | Role | Direct Compensation | Indirect Compensation | Total Fees |
|---|---|---|---|---|
| TRANSAMERICA FINANCIAL LIFE INSURAN | Recordkeeper | $184,664 | — | $184,664 |
| FIRST WESTERN TRUST BANK | Investment Advisor | $37,467 | — | $37,467 |
| 3(16) FIDUCIARY SERVICES CORPORATIO | Recordkeeper | $35,826 | — | $35,826 |
| PINNACLE FINANCIAL SERVICES, INC. | Recordkeeper | $32,238 | $187 | $32,425 |
Verified Provider Profiles
Direct links to verified profiles of matched retirement plan providers on PlanProvider.Pro:
- TRANSAMERICA FINANCIAL LIFE INSURAN — Recordkeeper
Plan Fees & Expenses
Annual service provider fees and administrative expenses sourced from DOL Form 5500 filings.
- Total Service Provider Fees: $290,382
- Estimated Expense Ratio: 0.675% of plan assets
Historical Administrative Expenses
Breakdown of administrative expense categories reported on Form 5500 filings.
| Year | Total Admin Expenses | Investment Mgmt Fees | Contract Admin Fees | IQPA Audit Fees | Professional Fees |
|---|---|---|---|---|---|
| 2024 | $290,404 | $37,467 | $68,065 | — | — |
| 2023 | $229,837 | $27,084 | $55,823 | — | — |
| 2022 | $197,328 | — | $151,781 | — | — |