Plan Snapshot
- Plan Sponsor: The First Financial Federal Credit Union
- Sponsor EIN: 952653867
- Sponsor Address: 2900 BRADLEY ST, PASADENA, CA, 91107
- Plan Type: 401(k)
- Total Participants: 126
- Total Assets: $28.0M
Key Plan Design Features
- Auto-Enrollment: Yes
- Auto-Escalation: No
- Allows Roth Contributions: Yes
- Participant Loans: Yes
- Participant-Directed Investments: Yes
- ERISA Section 404(c) Fiduciary Safe Harbor: Yes
Plan Financials by Year
| Year | Participants | Total Assets | Employer Contrib. | Employee Contrib. |
|---|---|---|---|---|
| 2024 | 126 | $28.0M | $605,153 | $926,645 |
| 2023 | 122 | $25.2M | $602,060 | $917,574 |
| 2022 | 118 | $20.0M | $455,757 | $900,924 |
Service Providers (Schedule C)
Vendors paid $5,000 or more for services to the plan, ranked by total compensation (direct + indirect fees).
| Provider Name | Role | Direct Compensation | Indirect Compensation | Total Fees |
|---|---|---|---|---|
| WRIGHT FORD YOUNG AND CO. | Auditor | $21,000 | — | $21,000 |
Verified Provider Profiles
Direct links to verified profiles of matched retirement plan providers on PlanProvider.Pro:
- WRIGHT FORD YOUNG AND CO. — Auditor
Plan Fees & Expenses
Annual service provider fees and administrative expenses sourced from DOL Form 5500 filings.
- Total Service Provider Fees: $21,000
- Estimated Expense Ratio: 0.075% of plan assets
Historical Administrative Expenses
Breakdown of administrative expense categories reported on Form 5500 filings.
| Year | Total Admin Expenses | Investment Mgmt Fees | Contract Admin Fees | IQPA Audit Fees | Professional Fees |
|---|---|---|---|---|---|
| 2024 | $86,839 | $3,410 | — | $21,000 | — |
| 2023 | $67,679 | $42,510 | $25,144 | — | — |
| 2022 | $61,849 | $40,104 | $21,745 | — | — |