Plan Snapshot
- Plan Sponsor: The Delaware National Bank Of Delhi
- Sponsor EIN: 150287160
- Sponsor Address: 124 MAIN STREET, DELHI, NY, 137530508
- Plan Type: 401(k)
- Plan Number: 003
- Total Participants: 90
- Total Assets: $12.3M
Key Plan Design Features
- Auto-Enrollment: Yes
- Auto-Escalation: No
- Allows Roth Contributions: No
- Participant Loans: No
- Participant-Directed Investments: Yes
- ERISA Section 404(c) Fiduciary Safe Harbor: Yes
Plan Financials by Year
| Year | Participants | Total Assets | Employer Contrib. | Employee Contrib. |
|---|---|---|---|---|
| 2025 | 90 | $12.3M | $0 | $0 |
| 2024 | 37 | $10.4M | $222,617 | $284,523 |
| 2023 | 41 | $10.8M | $237,558 | $297,205 |
| 2022 | 45 | $3.7M | $93,668 | $122,280 |
Service Providers (Schedule C)
Vendors paid $5,000 or more for services to the plan, ranked by total compensation (direct + indirect fees).
| Provider Name | Role | Direct Compensation | Indirect Compensation | Total Fees |
|---|---|---|---|---|
| NORTHWESTERN MUTUAL WEALTH MGMT CO | Other Service Provider | — | $18,553 | $18,553 |
Plan Fees & Expenses
Annual service provider fees and administrative expenses sourced from DOL Form 5500 filings.
- Total Service Provider Fees: $18,553
- Estimated Expense Ratio: 0.151% of plan assets
Historical Administrative Expenses
Breakdown of administrative expense categories reported on Form 5500 filings.
| Year | Total Admin Expenses | Investment Mgmt Fees | Contract Admin Fees | IQPA Audit Fees | Professional Fees |
|---|---|---|---|---|---|
| 2025 | $243,943 | — | — | — | — |
| 2024 | $1,166,582 | — | — | — | — |
| 2023 | $943,954 | — | — | — | — |
| 2022 | $99,582 | — | — | — | — |