Plan Snapshot
- Plan Sponsor: Manufacturers And Traders Trust Co.
- Sponsor EIN: 160538020
- Sponsor Address: ONE MT PLAZA, BUFFALO, NY, 142032308
- Plan Type: 401(k)
- Total Participants: 22,296
- Total Assets: $5.2B
Key Plan Design Features
- Auto-Enrollment: Yes
- Auto-Escalation: No
- Allows Roth Contributions: Yes
- Participant Loans: No
- Participant-Directed Investments: Yes
- ERISA Section 404(c) Fiduciary Safe Harbor: Yes
Plan Financials by Year
| Year | Participants | Total Assets | Employer Contrib. | Employee Contrib. |
|---|---|---|---|---|
| 2024 | 22,296 | $5.2B | $151.3M | $179.5M |
| 2023 | 22,173 | $4.6B | $141.2M | $170.4M |
| 2022 | 22,713 | $4.1B | $123.7M | $142.1M |
Service Providers (Schedule C)
Vendors paid $5,000 or more for services to the plan, ranked by total compensation (direct + indirect fees).
| Provider Name | Role | Direct Compensation | Indirect Compensation | Total Fees |
|---|---|---|---|---|
| PRICEWATERHOUSECOOPERS LLP | Auditor | $60,625 | — | $60,625 |
Verified Provider Profiles
Direct links to verified profiles of matched retirement plan providers on PlanProvider.Pro:
- PRICEWATERHOUSECOOPERS LLP — Auditor
Plan Fees & Expenses
Annual service provider fees and administrative expenses sourced from DOL Form 5500 filings.
- Total Service Provider Fees: $60,625
- Estimated Expense Ratio: 0.001% of plan assets
Historical Administrative Expenses
Breakdown of administrative expense categories reported on Form 5500 filings.
| Year | Total Admin Expenses | Investment Mgmt Fees | Contract Admin Fees | IQPA Audit Fees | Professional Fees |
|---|---|---|---|---|---|
| 2024 | $2,266,299 | $15,465 | — | $60,625 | — |
| 2023 | $2,643,878 | — | — | $82,893 | — |
| 2022 | $1,505,052 | — | — | — | $233,967 |