Plan Snapshot
- Plan Sponsor: Tforce Freight, INC
- Sponsor EIN: 540481236
- Sponsor Address: 9954 MAYLAND DR SUITE 3000, HENRICO, VA, 23233
- Plan Type: 401(k)
- Plan Number: 004
- Total Participants: 10,493
- Total Assets: $198.4M
Key Plan Design Features
- Auto-Enrollment: No
- Auto-Escalation: No
- Allows Roth Contributions: Yes
- Participant Loans: Yes
- Participant-Directed Investments: Yes
- ERISA Section 404(c) Fiduciary Safe Harbor: Yes
Plan Financials by Year
| Year | Participants | Total Assets | Employer Contrib. | Employee Contrib. |
|---|---|---|---|---|
| 2025 | 10,493 | $198.4M | $0 | $0 |
| 2024 | 6,559 | $164.4M | $1,822 | $31.9M |
| 2023 | 6,513 | $131.1M | $0 | $28.7M |
| 2022 | 8,473 | $101.2M | $0 | $29.3M |
| 2021 | 8,445 | $89.8M | $0 | $17.9M |
Service Providers (Schedule C)
Vendors paid $5,000 or more for services to the plan, ranked by total compensation (direct + indirect fees).
| Provider Name | Role | Direct Compensation | Indirect Compensation | Total Fees |
|---|---|---|---|---|
| EMPOWER ANNUITY INSURANCE COMPANY O | Recordkeeper | $340,441 | — | $340,441 |
| MARSH & MCLENNAN COMPANIES INC | Investment Advisor | $70,000 | — | $70,000 |
| EBERTS & HARRISON INC | Other Service Provider | $22,479 | — | $22,479 |
| ADVISED ASSETS GROUP, LLC | Investment Advisor | $15,668 | — | $15,668 |
| SMITH GAMBRELL & RUSSELL LLP | Other Service Provider | $15,401 | — | $15,401 |
| QDRO BENEFITS FIRM SUSAN L | Other Service Provider | $7,152 | — | $7,152 |
| CLIFTONLARSONALLEN LLP | Other Service Provider | $7,045 | — | $7,045 |
Plan Fees & Expenses
Annual service provider fees and administrative expenses sourced from DOL Form 5500 filings.
- Total Service Provider Fees: $478,186
- Estimated Expense Ratio: 0.241% of plan assets
Historical Administrative Expenses
Breakdown of administrative expense categories reported on Form 5500 filings.
| Year | Total Admin Expenses | Investment Mgmt Fees | Contract Admin Fees | IQPA Audit Fees | Professional Fees |
|---|---|---|---|---|---|
| 2025 | $21,467,148 | $85,668 | — | — | — |
| 2024 | $691,649 | $57,859 | $86,420 | — | — |
| 2023 | $541,806 | $1,917 | $404,727 | $24,549 | — |
| 2022 | $368,063 | $53,065 | $295,398 | — | — |
| 2021 | $40,234 | — | — | — | — |