Plan Snapshot
- Plan Sponsor: T.M. Cobb Company
- Sponsor EIN: 951528565
- Sponsor Address: 500 PALMYRITA AVE, RIVERSIDE, CA, 92507
- Plan Type: 401(k)
- Total Participants: 494
- Total Assets: $28.6M
Key Plan Design Features
- Auto-Enrollment: Yes
- Auto-Escalation: No
- Allows Roth Contributions: No
- Participant Loans: No
- Participant-Directed Investments: Yes
- ERISA Section 404(c) Fiduciary Safe Harbor: Yes
Plan Financials by Year
| Year | Participants | Total Assets | Employer Contrib. | Employee Contrib. |
|---|---|---|---|---|
| 2024 | 494 | $28.6M | $194,127 | $1.3M |
| 2023 | 472 | $26.4M | $211,525 | $1.4M |
| 2022 | 511 | $23.9M | $207,434 | $1.4M |
Service Providers (Schedule C)
Vendors paid $5,000 or more for services to the plan, ranked by total compensation (direct + indirect fees).
| Provider Name | Role | Direct Compensation | Indirect Compensation | Total Fees |
|---|---|---|---|---|
| MORGANSTANLEYSMITHBARNEYLLC | INVESTMENT ADVISOR | $92,656 | — | $92,656 |
| FIDELITY INVESTMENTS INSTITUTIONAL | RECORDKEEPER | $70,922 | — | $70,922 |
| WRIGHT FORD YOUNG AND COMPANY | Auditor | — | — | $0 |
Verified Provider Profiles
Direct links to verified profiles of matched retirement plan providers on PlanProvider.Pro:
- MORGANSTANLEYSMITHBARNEYLLC — INVESTMENT ADVISOR
- FIDELITY INVESTMENTS INSTITUTIONAL — RECORDKEEPER
- WRIGHT FORD YOUNG AND COMPANY — Auditor
Plan Fees & Expenses
Annual service provider fees and administrative expenses sourced from DOL Form 5500 filings.
- Total Service Provider Fees: $163,578
- Estimated Expense Ratio: 0.572% of plan assets
Historical Administrative Expenses
Breakdown of administrative expense categories reported on Form 5500 filings.
| Year | Total Admin Expenses | Investment Mgmt Fees | Contract Admin Fees | IQPA Audit Fees | Professional Fees |
|---|---|---|---|---|---|
| 2024 | $163,578 | — | — | — | — |
| 2023 | $142,301 | $83,625 | — | — | — |
| 2022 | $124,668 | — | — | — | — |