Plan Snapshot
- Plan Sponsor: Swinerton Incorporated
- Sponsor EIN: 931132374
- Sponsor Address: 2001 CLAYTON ROAD, CONCORD, CA, 945202405
- Plan Type: 401(k)
- Total Participants: 2,707
- Total Assets: $831.5M
Key Plan Design Features
- Auto-Enrollment: Yes
- Auto-Escalation: No
- Allows Roth Contributions: Yes
- Participant Loans: No
- Participant-Directed Investments: Yes
- ERISA Section 404(c) Fiduciary Safe Harbor: Yes
Plan Financials by Year
| Year | Participants | Total Assets | Employer Contrib. | Employee Contrib. |
|---|---|---|---|---|
| 2024 | 2,707 | $831.5M | $23.0M | $28.4M |
| 2023 | 2,488 | $747.6M | $31.0M | $26.1M |
| 2022 | 2,280 | $687.4M | $35.9M | $23.1M |
Service Providers (Schedule C)
Vendors paid $5,000 or more for services to the plan, ranked by total compensation (direct + indirect fees).
| Provider Name | Role | Direct Compensation | Indirect Compensation | Total Fees |
|---|---|---|---|---|
| PRINCIPAL LIFE INSURANCE COMPANY | CONTRACT ADMINISTRATOR | $508,129 | $5,856 | $513,985 |
| NFP RETIREMENT | INVESTMENT ADVISORY | — | $57,500 | $57,500 |
| BAKER TILLY US, LLP | ACCOUNTANT | — | $34,700 | $34,700 |
| CHARTWELL FINANCIAL ADVISORY, INC | VALUATION SERVICES | — | $19,500 | $19,500 |
Verified Provider Profiles
Direct links to verified profiles of matched retirement plan providers on PlanProvider.Pro:
- NFP RETIREMENT — INVESTMENT ADVISORY
- BAKER TILLY US, LLP — ACCOUNTANT
Plan Fees & Expenses
Annual service provider fees and administrative expenses sourced from DOL Form 5500 filings.
- Total Service Provider Fees: $625,685
- Estimated Expense Ratio: 0.075% of plan assets
Historical Administrative Expenses
Breakdown of administrative expense categories reported on Form 5500 filings.
| Year | Total Admin Expenses | Investment Mgmt Fees | Contract Admin Fees | IQPA Audit Fees | Professional Fees |
|---|---|---|---|---|---|
| 2024 | $508,129 | — | $508,129 | — | — |
| 2023 | $633,463 | — | $633,463 | — | — |
| 2022 | $542,543 | — | $542,543 | — | — |