Plan Snapshot
- Plan Sponsor: Pacific Rim Mechanical Contractors, INC.
- Sponsor EIN: 030489033
- Sponsor Address: 9125 REHCO ROAD, SAN DIEGO, CA, 92121
- Plan Type: 401(k)
- Total Participants: 794
- Total Assets: $80.3M
Key Plan Design Features
- Auto-Enrollment: Yes
- Auto-Escalation: No
- Allows Roth Contributions: Yes
- Participant Loans: No
- Participant-Directed Investments: Yes
- ERISA Section 404(c) Fiduciary Safe Harbor: Yes
Plan Financials by Year
| Year | Participants | Total Assets | Employer Contrib. | Employee Contrib. |
|---|---|---|---|---|
| 2024 | 794 | $80.3M | $1.8M | $5.0M |
| 2023 | 624 | $68.1M | $1.9M | $4.7M |
| 2022 | 762 | $57.7M | $1.9M | $4.3M |
Service Providers (Schedule C)
Vendors paid $5,000 or more for services to the plan, ranked by total compensation (direct + indirect fees).
| Provider Name | Role | Direct Compensation | Indirect Compensation | Total Fees |
|---|---|---|---|---|
| EMPOWER ANNUITY INSURANCE CO OF AME | RECORDKEEPER | $107,590 | — | $107,590 |
| CREATIVE PLANNING LLC | INVESTMENT ADVISOR | $102,135 | — | $102,135 |
| ECONOMIC GROUP PENSION SERVICES | CONTRACT ADMIN / OTHER | $6,150 | — | $6,150 |
| ALDRICH CPAS AND ADVISORS LLP | Auditor | — | — | $0 |
Verified Provider Profiles
Direct links to verified profiles of matched retirement plan providers on PlanProvider.Pro:
- ALDRICH CPAS AND ADVISORS LLP — Auditor
Plan Fees & Expenses
Annual service provider fees and administrative expenses sourced from DOL Form 5500 filings.
- Total Service Provider Fees: $215,875
- Estimated Expense Ratio: 0.269% of plan assets
Historical Administrative Expenses
Breakdown of administrative expense categories reported on Form 5500 filings.
| Year | Total Admin Expenses | Investment Mgmt Fees | Contract Admin Fees | IQPA Audit Fees | Professional Fees |
|---|---|---|---|---|---|
| 2024 | $321,636 | $102,135 | — | — | — |
| 2023 | $128,412 | $87,030 | $11,725 | — | — |
| 2022 | $51,911 | $39,993 | $11,918 | — | — |