Plan Snapshot
- Plan Sponsor: Stillwater Milling Company
- Sponsor EIN: 730470190
- Sponsor Address: 512 EAST 6TH AVENUE, STILLWATER, OK, 74076
- Plan Type: 401(k)
- Total Participants: 134
- Total Assets: $6.7M
Key Plan Design Features
- Auto-Enrollment: Yes
- Auto-Escalation: No
- Allows Roth Contributions: No
- Participant Loans: No
- Participant-Directed Investments: Yes
- ERISA Section 404(c) Fiduciary Safe Harbor: Yes
Plan Financials by Year
| Year | Participants | Total Assets | Employer Contrib. | Employee Contrib. |
|---|---|---|---|---|
| 2024 | 134 | $6.7M | $194,975 | $335,326 |
| 2023 | 132 | $5.9M | $191,692 | $310,586 |
| 2022 | 120 | $6.3M | $126,081 | $303,042 |
Service Providers (Schedule C)
Vendors paid $5,000 or more for services to the plan, ranked by total compensation (direct + indirect fees).
| Provider Name | Role | Direct Compensation | Indirect Compensation | Total Fees |
|---|---|---|---|---|
| EEMPOWER ANNUITY INSURANCE COMPANY | Recordkeeper | $26,977 | — | $26,977 |
| EMPOWER ADVISORY GROUP, LLC | Investment Advisor | $26,247 | — | $26,247 |
| CETERA INVESTMENT ADVISERS LLC | Investment Advisor | $18,880 | — | $18,880 |
| STILLWATER MILLING COMPANY LLC | Auditor | $8,845 | — | $8,845 |
| PASI LLC | Other Service Provider | $350 | $6,293 | $6,643 |
Plan Fees & Expenses
Annual service provider fees and administrative expenses sourced from DOL Form 5500 filings.
- Total Service Provider Fees: $87,592
- Estimated Expense Ratio: 1.311% of plan assets
Historical Administrative Expenses
Breakdown of administrative expense categories reported on Form 5500 filings.
| Year | Total Admin Expenses | Investment Mgmt Fees | Contract Admin Fees | IQPA Audit Fees | Professional Fees |
|---|---|---|---|---|---|
| 2024 | $57,198 | — | $57,198 | — | — |
| 2023 | $56,194 | $46,948 | $425 | — | — |
| 2022 | $67,739 | $19,841 | $37,390 | — | $10,508 |