Plan Snapshot
- Plan Sponsor: Spire Services INC.
- Sponsor EIN: 474582725
- Sponsor Address: 700 MARKET STREET 5TH FLOOR, ST. LOUIS, MO, 631011829
- Plan Type: DC
- Total Participants: 3,460
- Total Assets: $688.6M
Key Plan Design Features
- Auto-Enrollment: No
- Auto-Escalation: No
- Allows Roth Contributions: No
- Participant Loans: No
- Participant-Directed Investments: No
- ERISA Section 404(c) Fiduciary Safe Harbor: Yes
Plan Financials by Year
| Year | Participants | Total Assets | Employer Contrib. | Employee Contrib. |
|---|---|---|---|---|
| 2024 | 3,460 | $688.6M | $16.5M | $31.2M |
| 2023 | 3,583 | $639.2M | $15.7M | $28.8M |
| 2022 | 3,537 | $568.1M | $15.3M | $28.6M |
Service Providers (Schedule C)
Vendors paid $5,000 or more for services to the plan, ranked by total compensation (direct + indirect fees).
| Provider Name | Role | Direct Compensation | Indirect Compensation | Total Fees |
|---|---|---|---|---|
| FIDELITY INVESTMENT INST. OPS. CO | Recordkeeper | $111,708 | — | $111,708 |
| STRATEGIC ADVISORS, INC. | Investment Advisor | $93,875 | — | $93,875 |
Verified Provider Profiles
Direct links to verified profiles of matched retirement plan providers on PlanProvider.Pro:
- FIDELITY INVESTMENT INST. OPS. CO — Recordkeeper
- STRATEGIC ADVISORS, INC. — Investment Advisor
Plan Fees & Expenses
Annual service provider fees and administrative expenses sourced from DOL Form 5500 filings.
- Total Service Provider Fees: $205,583
- Estimated Expense Ratio: 0.030% of plan assets
Historical Administrative Expenses
Breakdown of administrative expense categories reported on Form 5500 filings.
| Year | Total Admin Expenses | Investment Mgmt Fees | Contract Admin Fees | IQPA Audit Fees | Professional Fees |
|---|---|---|---|---|---|
| 2024 | $225,192 | $113,362 | — | — | — |
| 2023 | $182,790 | $93,875 | $3,300 | — | — |
| 2022 | $182,104 | $98,308 | — | — | — |