Plan Snapshot
- Plan Sponsor: Spire Services INC.
- Sponsor EIN: 474582725
- Sponsor Address: 700 MARKET STREET, ST. LOUIS, MO, 63101
- Plan Type: 401(k)
- Plan Number: 501
- Total Participants: 3,168
- Total Assets: $344.4M
Key Plan Design Features
- Auto-Enrollment: No
- Auto-Escalation: No
- Allows Roth Contributions: No
- Participant Loans: No
- Participant-Directed Investments: No
- ERISA Section 404(c) Fiduciary Safe Harbor: No
Plan Financials by Year
| Year | Participants | Total Assets | Employer Contrib. | Employee Contrib. |
|---|---|---|---|---|
| 2024 | 3,168 | $344.4M | $43.0M | $14.6M |
| 2023 | 3,600 | $317.1M | $39.1M | $14.3M |
| 2022 | 3,596 | $286.1M | $45.7M | $17.8M |
Service Providers (Schedule C)
Vendors paid $5,000 or more for services to the plan, ranked by total compensation (direct + indirect fees).
| Provider Name | Role | Direct Compensation | Indirect Compensation | Total Fees |
|---|---|---|---|---|
| HEALTHY ALLIANCE LIFE INS. CO. | Investment Advisor | $3,541,235 | $385,039 | $3,926,274 |
| DELTA DENTAL OF MISSOURI | Other Service Provider | $174,477 | — | $174,477 |
Verified Provider Profiles
Direct links to verified profiles of matched retirement plan providers on PlanProvider.Pro:
- HEALTHY ALLIANCE LIFE INS. CO. — Investment Advisor
Plan Fees & Expenses
Annual service provider fees and administrative expenses sourced from DOL Form 5500 filings.
- Total Service Provider Fees: $4,100,751
- Estimated Expense Ratio: 1.191% of plan assets
Historical Administrative Expenses
Breakdown of administrative expense categories reported on Form 5500 filings.
| Year | Total Admin Expenses | Investment Mgmt Fees | Contract Admin Fees | IQPA Audit Fees | Professional Fees |
|---|---|---|---|---|---|
| 2024 | $2,727,800 | — | — | — | — |
| 2023 | $3,262,646 | — | — | — | — |
| 2022 | $5,411,433 | — | — | — | $3,538,501 |