Plan Snapshot
- Plan Sponsor: Spectrum For Living
- Sponsor EIN: 222706159
- Sponsor Address: 210 RIVERVALE RD STE 3, RIVER VALE, NJ, 076756281
- Plan Type: DC
- Total Participants: 788
- Total Assets: $9.8M
Key Plan Design Features
- Auto-Enrollment: No
- Auto-Escalation: No
- Allows Roth Contributions: No
- Participant Loans: No
- Participant-Directed Investments: Yes
- ERISA Section 404(c) Fiduciary Safe Harbor: Yes
Plan Financials by Year
| Year | Participants | Total Assets | Employer Contrib. | Employee Contrib. |
|---|---|---|---|---|
| 2024 | 788 | $9.8M | $0 | $574,990 |
| 2023 | 687 | $9.0M | $0 | $522,892 |
| 2022 | 557 | $8.1M | $0 | $576,177 |
Service Providers (Schedule C)
Vendors paid $5,000 or more for services to the plan, ranked by total compensation (direct + indirect fees).
| Provider Name | Role | Direct Compensation | Indirect Compensation | Total Fees |
|---|---|---|---|---|
| MERCADIEN P.C. | Auditor | — | — | $0 |
Plan Fees & Expenses
Annual service provider fees and administrative expenses sourced from DOL Form 5500 filings.
- Total Service Provider Fees: $0
Historical Administrative Expenses
Breakdown of administrative expense categories reported on Form 5500 filings.
| Year | Total Admin Expenses | Investment Mgmt Fees | Contract Admin Fees | IQPA Audit Fees | Professional Fees |
|---|---|---|---|---|---|
| 2024 | $2,769 | — | — | — | — |
| 2023 | $1,528 | — | — | — | — |
| 2022 | $1,823 | — | — | — | — |