Plan Snapshot
- Plan Sponsor: Spagnolo/Gisness & Associates, INC.
- Sponsor EIN: 043110104
- Sponsor Address: 99 HIGH STREET, BOSTON, MA, 02110
- Plan Type: 401(k)
- Total Participants: 44
- Total Assets: $10.2M
Key Plan Design Features
- Auto-Enrollment: Yes
- Auto-Escalation: No
- Allows Roth Contributions: Yes
- Participant Loans: No
- Participant-Directed Investments: Yes
- ERISA Section 404(c) Fiduciary Safe Harbor: Yes
Plan Financials by Year
| Year | Participants | Total Assets | Employer Contrib. | Employee Contrib. |
|---|---|---|---|---|
| 2024 | 44 | $10.2M | $132,711 | $593,357 |
| 2023 | 82 | $9.3M | $240,042 | $979,611 |
| 2022 | 123 | $9.7M | $291,634 | $1.0M |
Service Providers (Schedule C)
Vendors paid $5,000 or more for services to the plan, ranked by total compensation (direct + indirect fees).
| Provider Name | Role | Direct Compensation | Indirect Compensation | Total Fees |
|---|---|---|---|---|
| GRAY, GRAY, & GRAY LLP | Auditor | — | — | $0 |
Plan Fees & Expenses
Annual service provider fees and administrative expenses sourced from DOL Form 5500 filings.
- Total Service Provider Fees: $0
Historical Administrative Expenses
Breakdown of administrative expense categories reported on Form 5500 filings.
| Year | Total Admin Expenses | Investment Mgmt Fees | Contract Admin Fees | IQPA Audit Fees | Professional Fees |
|---|---|---|---|---|---|
| 2024 | $47,434 | $28,366 | — | — | — |
| 2023 | $46,723 | $28,097 | — | — | — |
| 2022 | $48,377 | — | — | — | — |