Plan Snapshot
- Plan Sponsor: Smile Design Dentistry Of St. Pete, LLC
- Sponsor EIN: 272835025
- Sponsor Address: 601 S HARBOUR ISLAND BLVD, TAMPA, FL, 33602
- Plan Type: 401(k)
- Total Participants: 501
- Total Assets: $9.3M
Key Plan Design Features
- Auto-Enrollment: Yes
- Auto-Escalation: No
- Allows Roth Contributions: No
- Participant Loans: No
- Participant-Directed Investments: Yes
- ERISA Section 404(c) Fiduciary Safe Harbor: Yes
Plan Financials by Year
| Year | Participants | Total Assets | Employer Contrib. | Employee Contrib. |
|---|---|---|---|---|
| 2024 | 501 | $9.3M | $624,312 | $1.1M |
| 2023 | 451 | $6.9M | $577,908 | $900,623 |
| 2022 | 378 | $4.1M | $434,019 | $645,535 |
Service Providers (Schedule C)
Vendors paid $5,000 or more for services to the plan, ranked by total compensation (direct + indirect fees).
| Provider Name | Role | Direct Compensation | Indirect Compensation | Total Fees |
|---|---|---|---|---|
| UBS FINANCIAL SERVICES INC | Investment Advisor | $17,897 | — | $17,897 |
| EMPOWER ANNUITY INSURANCE COMPANY O | Recordkeeper | $15,009 | — | $15,009 |
| RETIREMENT SOLUTIONS SPECIALSITS | Other Service Provider | $8,051 | $2,048 | $10,099 |
| MORGAN STANLEY INSURANCE SERVICES I | Investment Advisor | — | $7,534 | $7,534 |
| FLORIDA RETIREMENT CONSULTANTS, LLC | Other Service Provider | $3,804 | $1,430 | $5,234 |
Plan Fees & Expenses
Annual service provider fees and administrative expenses sourced from DOL Form 5500 filings.
- Total Service Provider Fees: $55,773
- Estimated Expense Ratio: 0.601% of plan assets
Historical Administrative Expenses
Breakdown of administrative expense categories reported on Form 5500 filings.
| Year | Total Admin Expenses | Investment Mgmt Fees | Contract Admin Fees | IQPA Audit Fees | Professional Fees |
|---|---|---|---|---|---|
| 2024 | $47,105 | $17,897 | $29,208 | — | — |
| 2023 | $10,287 | $163 | $8,501 | — | — |
| 2022 | $7,171 | — | $7,171 | — | — |