Plan Snapshot
- Plan Sponsor: Smail Company, INC.
- Sponsor EIN: 251452209
- Sponsor Address: 5110 ROUTE 30 PO BOX 610, GREENSBURG, PA, 15601
- Plan Type: 401(k)
- Total Participants: 385
- Total Assets: $20.3M
Key Plan Design Features
- Auto-Enrollment: Yes
- Auto-Escalation: No
- Allows Roth Contributions: No
- Participant Loans: No
- Participant-Directed Investments: Yes
- ERISA Section 404(c) Fiduciary Safe Harbor: Yes
Plan Financials by Year
| Year | Participants | Total Assets | Employer Contrib. | Employee Contrib. |
|---|---|---|---|---|
| 2024 | 385 | $20.3M | $416,824 | $1.0M |
| 2023 | 303 | $19.0M | $385,017 | $1.0M |
| 2022 | 306 | $18.1M | $376,007 | $1.0M |
Service Providers (Schedule C)
Vendors paid $5,000 or more for services to the plan, ranked by total compensation (direct + indirect fees).
| Provider Name | Role | Direct Compensation | Indirect Compensation | Total Fees |
|---|---|---|---|---|
| EMPOWER ANNUITY INSURANCE COMPANY O | RECORDKEEPER | $54,212 | — | $54,212 |
| EMPOWER ADVISORY GROUP, LLC | INVESTMENT MGMT | $19,292 | — | $19,292 |
| SCHNEIDER DOWNS | Auditor | — | — | $0 |
Verified Provider Profiles
Direct links to verified profiles of matched retirement plan providers on PlanProvider.Pro:
- SCHNEIDER DOWNS — Auditor
Plan Fees & Expenses
Annual service provider fees and administrative expenses sourced from DOL Form 5500 filings.
- Total Service Provider Fees: $73,504
- Estimated Expense Ratio: 0.362% of plan assets
Historical Administrative Expenses
Breakdown of administrative expense categories reported on Form 5500 filings.
| Year | Total Admin Expenses | Investment Mgmt Fees | Contract Admin Fees | IQPA Audit Fees | Professional Fees |
|---|---|---|---|---|---|
| 2024 | $69,835 | $19,292 | — | — | — |
| 2023 | $61,120 | $8,742 | — | — | — |
| 2022 | $61,805 | — | $61,805 | — | — |