Plan Snapshot
- Plan Sponsor: Silver Oak Wine Cellars, LLC
- Sponsor EIN: 942327363
- Sponsor Address: 7300 HIGHWAY 128, HEALDSBURG, CA, 954488018
- Plan Type: 401(k)
- Total Participants: 205
- Total Assets: $47.6M
Key Plan Design Features
- Auto-Enrollment: Yes
- Auto-Escalation: No
- Allows Roth Contributions: Yes
- Participant Loans: No
- Participant-Directed Investments: Yes
- ERISA Section 404(c) Fiduciary Safe Harbor: Yes
Plan Financials by Year
| Year | Participants | Total Assets | Employer Contrib. | Employee Contrib. |
|---|---|---|---|---|
| 2024 | 205 | $47.6M | $574,711 | $1.6M |
| 2023 | 207 | $43.3M | $2.5M | $1.4M |
| 2022 | 178 | $35.6M | $2.2M | $1.3M |
Service Providers (Schedule C)
Vendors paid $5,000 or more for services to the plan, ranked by total compensation (direct + indirect fees).
| Provider Name | Role | Direct Compensation | Indirect Compensation | Total Fees |
|---|---|---|---|---|
| FIRST WESTERN TRUST | INVESTMENT ADVISORY | $42,494 | — | $42,494 |
| PRINCIPAL LIFE INSURANCE COMPANY | CONTRACT ADMINISTRATOR | $34,728 | — | $34,728 |
| BROTEMARKLE DAVIS & CO | ACCOUNTANT | $30,800 | — | $30,800 |
Plan Fees & Expenses
Annual service provider fees and administrative expenses sourced from DOL Form 5500 filings.
- Total Service Provider Fees: $108,022
- Estimated Expense Ratio: 0.227% of plan assets
Historical Administrative Expenses
Breakdown of administrative expense categories reported on Form 5500 filings.
| Year | Total Admin Expenses | Investment Mgmt Fees | Contract Admin Fees | IQPA Audit Fees | Professional Fees |
|---|---|---|---|---|---|
| 2024 | $108,017 | $42,493 | $34,729 | $30,795 | — |
| 2023 | $95,218 | $38,250 | $28,372 | $28,596 | — |
| 2022 | $95,965 | $37,750 | $26,099 | — | $32,116 |