Plan Snapshot
- Plan Sponsor: Sigma International Group
- Sponsor EIN: 260686393
- Sponsor Address: 700 GOLDMAN DRIVE, CREAM RIDGE, NJ, 08514
- Plan Type: 401(k)
- Total Participants: 367
- Total Assets: $30.2M
Key Plan Design Features
- Auto-Enrollment: Yes
- Auto-Escalation: No
- Allows Roth Contributions: No
- Participant Loans: No
- Participant-Directed Investments: Yes
- ERISA Section 404(c) Fiduciary Safe Harbor: Yes
Plan Financials by Year
| Year | Participants | Total Assets | Employer Contrib. | Employee Contrib. |
|---|---|---|---|---|
| 2024 | 367 | $30.2M | $714,383 | $1.4M |
| 2023 | 507 | $26.6M | $630,548 | $1.3M |
| 2022 | 393 | $22.4M | $68,708 | $953,635 |
Service Providers (Schedule C)
Vendors paid $5,000 or more for services to the plan, ranked by total compensation (direct + indirect fees).
| Provider Name | Role | Direct Compensation | Indirect Compensation | Total Fees |
|---|---|---|---|---|
| LPL FINANCIAL RPCP | NONE | $44,054 | — | $44,054 |
| THE VANGUARD GROUP, INC. | NONE | $34,056 | — | $34,056 |
| REGION'S BANK | NONE | $17,448 | — | $17,448 |
| LILLING & COMPANY LLP | Auditor | — | — | $0 |
Verified Provider Profiles
Direct links to verified profiles of matched retirement plan providers on PlanProvider.Pro:
- THE VANGUARD GROUP, INC. — NONE
- LILLING & COMPANY LLP — Auditor
Plan Fees & Expenses
Annual service provider fees and administrative expenses sourced from DOL Form 5500 filings.
- Total Service Provider Fees: $95,558
- Estimated Expense Ratio: 0.316% of plan assets
Historical Administrative Expenses
Breakdown of administrative expense categories reported on Form 5500 filings.
| Year | Total Admin Expenses | Investment Mgmt Fees | Contract Admin Fees | IQPA Audit Fees | Professional Fees |
|---|---|---|---|---|---|
| 2024 | $95,558 | $61,502 | $34,056 | — | — |
| 2023 | $98,437 | — | $98,437 | — | — |
| 2022 | $92,997 | $68,501 | $24,496 | — | — |