Plan Snapshot
- Plan Sponsor: National Keystone Products Co, INC
- Sponsor EIN: 131869682
- Sponsor Address: 480 S. DEMOCRAT ROAD, GIBBSTOWN, NJ, 08027
- Plan Type: 401(k)
- Total Participants: 483
- Total Assets: $41.3M
Key Plan Design Features
- Auto-Enrollment: Yes
- Auto-Escalation: No
- Allows Roth Contributions: Yes
- Participant Loans: No
- Participant-Directed Investments: Yes
- ERISA Section 404(c) Fiduciary Safe Harbor: Yes
Plan Financials by Year
| Year | Participants | Total Assets | Employer Contrib. | Employee Contrib. |
|---|---|---|---|---|
| 2024 | 483 | $41.3M | $872,282 | $2.6M |
| 2023 | 469 | $37.0M | $904,257 | $2.6M |
| 2022 | 538 | $30.3M | $932,175 | $2.7M |
Service Providers (Schedule C)
Vendors paid $5,000 or more for services to the plan, ranked by total compensation (direct + indirect fees).
| Provider Name | Role | Direct Compensation | Indirect Compensation | Total Fees |
|---|---|---|---|---|
| PRINCIPAL LIFE INSURANCE COMPANY | CONTRACT ADMINISTRATOR | $86,795 | — | $86,795 |
| ONEDIGITAL INVESTMENT ADVISORS | INVESTMENT ADVISORY | $83,937 | $36 | $83,973 |
| ONE DIGITAL INVESTMENT A | INVESTMENT ADVISORY | $48,694 | — | $48,694 |
| CLIFTONLARSONALLEN LLP | ACCOUNTANT | $14,437 | — | $14,437 |
Verified Provider Profiles
Direct links to verified profiles of matched retirement plan providers on PlanProvider.Pro:
- ONEDIGITAL INVESTMENT ADVISORS — INVESTMENT ADVISORY
- ONE DIGITAL INVESTMENT A — INVESTMENT ADVISORY
- CLIFTONLARSONALLEN LLP — ACCOUNTANT
Plan Fees & Expenses
Annual service provider fees and administrative expenses sourced from DOL Form 5500 filings.
- Total Service Provider Fees: $233,899
- Estimated Expense Ratio: 0.566% of plan assets
Historical Administrative Expenses
Breakdown of administrative expense categories reported on Form 5500 filings.
| Year | Total Admin Expenses | Investment Mgmt Fees | Contract Admin Fees | IQPA Audit Fees | Professional Fees |
|---|---|---|---|---|---|
| 2024 | $233,863 | $132,633 | $86,813 | $14,417 | — |
| 2023 | $310,588 | $147,221 | $163,367 | — | — |
| 2022 | $226,681 | $40,284 | $186,397 | — | — |