Plan Snapshot
- Plan Sponsor: Sierra Pacific Mortgage Company, INC.
- Sponsor EIN: 680101170
- Sponsor Address: 950 GLENN DR., FOLSOM, CA, 95630
- Plan Type: 401(k)
- Total Participants: 426
- Total Assets: $37.9M
Key Plan Design Features
- Auto-Enrollment: Yes
- Auto-Escalation: No
- Allows Roth Contributions: No
- Participant Loans: No
- Participant-Directed Investments: Yes
- ERISA Section 404(c) Fiduciary Safe Harbor: Yes
Plan Financials by Year
| Year | Participants | Total Assets | Employer Contrib. | Employee Contrib. |
|---|---|---|---|---|
| 2024 | 426 | $37.9M | $0 | $2.2M |
| 2023 | 409 | $36.2M | $0 | $2.4M |
| 2022 | 447 | $33.9M | $0 | $4.0M |
Service Providers (Schedule C)
Vendors paid $5,000 or more for services to the plan, ranked by total compensation (direct + indirect fees).
| Provider Name | Role | Direct Compensation | Indirect Compensation | Total Fees |
|---|---|---|---|---|
| MORGAN STANLEY SMITH BARNEY LLC | INVESTMENT ADVISOR | $75,613 | — | $75,613 |
| FIDELITY INVESTMENTS INSTITUTIONAL | RECORDKEEPER | $56,426 | — | $56,426 |
| MORGAN STANLEY SMITH BARNEY | ADVISOR | — | $15,598 | $15,598 |
| RICHEY MAY & CO., LLP | Auditor | — | — | $0 |
Verified Provider Profiles
Direct links to verified profiles of matched retirement plan providers on PlanProvider.Pro:
- MORGAN STANLEY SMITH BARNEY LLC — INVESTMENT ADVISOR
- FIDELITY INVESTMENTS INSTITUTIONAL — RECORDKEEPER
- MORGAN STANLEY SMITH BARNEY — ADVISOR
- RICHEY MAY & CO., LLP — Auditor
Plan Fees & Expenses
Annual service provider fees and administrative expenses sourced from DOL Form 5500 filings.
- Total Service Provider Fees: $147,637
- Estimated Expense Ratio: 0.389% of plan assets
Historical Administrative Expenses
Breakdown of administrative expense categories reported on Form 5500 filings.
| Year | Total Admin Expenses | Investment Mgmt Fees | Contract Admin Fees | IQPA Audit Fees | Professional Fees |
|---|---|---|---|---|---|
| 2024 | $132,039 | $75,613 | — | — | — |
| 2023 | $10,978 | — | — | — | — |
| 2022 | $5,075 | — | — | — | — |