Plan Snapshot
- Plan Sponsor: Sheet Metal Workers Local No. 4 Health And Welfare Fund
- Sponsor EIN: 620676288
- Sponsor Address: P.O. BOX 1449, GOODLETTSVILLE, TN, 370701449
- Plan Type: 401(k)
- Plan Number: 501
- Total Participants: 485
- Total Assets: $9.9M
Key Plan Design Features
- Auto-Enrollment: No
- Auto-Escalation: No
- Allows Roth Contributions: No
- Participant Loans: No
- Participant-Directed Investments: No
- ERISA Section 404(c) Fiduciary Safe Harbor: No
Plan Financials by Year
| Year | Participants | Total Assets | Employer Contrib. | Employee Contrib. |
|---|---|---|---|---|
| 2024 | 485 | $9.9M | $8.3M | $528,240 |
| 2023 | 354 | $6.6M | $5.3M | $547,387 |
| 2022 | 212 | $3.8M | $2.9M | $488,901 |
Service Providers (Schedule C)
Vendors paid $5,000 or more for services to the plan, ranked by total compensation (direct + indirect fees).
| Provider Name | Role | Direct Compensation | Indirect Compensation | Total Fees |
|---|---|---|---|---|
| UNITED HEALTHCARE | Other Service Provider | $239,514 | — | $239,514 |
| SOUTHERN BENEFIT ADMINISTRATORS | Other Service Provider | $121,000 | — | $121,000 |
| VIVEKA HEALTH | Other Service Provider | $13,786 | — | $13,786 |
| DANIELS IRWIN & AYLOR | Auditor | $13,550 | — | $13,550 |
| STANDARD VALUATIONS, INC. | Other Service Provider | $13,000 | — | $13,000 |
| GODWIN, MORRIS, LAURENZI, BLOOMFIEL | Other Service Provider | $11,224 | — | $11,224 |
| FIRST HORIZON | Other Service Provider | $7,316 | — | $7,316 |
Verified Provider Profiles
Direct links to verified profiles of matched retirement plan providers on PlanProvider.Pro:
- DANIELS IRWIN & AYLOR — Auditor
Plan Fees & Expenses
Annual service provider fees and administrative expenses sourced from DOL Form 5500 filings.
- Total Service Provider Fees: $419,390
- Estimated Expense Ratio: 4.257% of plan assets
Historical Administrative Expenses
Breakdown of administrative expense categories reported on Form 5500 filings.
| Year | Total Admin Expenses | Investment Mgmt Fees | Contract Admin Fees | IQPA Audit Fees | Professional Fees |
|---|---|---|---|---|---|
| 2024 | $464,069 | $14,406 | $108,000 | $13,550 | — |
| 2023 | $348,014 | $13,370 | $96,000 | $14,100 | — |
| 2022 | $392,102 | $12,397 | $96,000 | — | $30,734 |