Plan Snapshot
- Plan Sponsor: Sbc, INC.
- Sponsor EIN: 810540152
- Sponsor Address: 1165 N 14TH ST, BOZEMAN, MT, 59715
- Plan Type: 401(k)
- Total Participants: 98
- Total Assets: $12.7M
Key Plan Design Features
- Auto-Enrollment: Yes
- Auto-Escalation: No
- Allows Roth Contributions: No
- Participant Loans: No
- Participant-Directed Investments: No
- ERISA Section 404(c) Fiduciary Safe Harbor: Yes
Plan Financials by Year
| Year | Participants | Total Assets | Employer Contrib. | Employee Contrib. |
|---|---|---|---|---|
| 2024 | 98 | $12.7M | $517,492 | $510,732 |
| 2023 | 93 | $10.9M | $498,331 | $458,347 |
| 2022 | 96 | $9.1M | $496,849 | $417,934 |
Service Providers (Schedule C)
Vendors paid $5,000 or more for services to the plan, ranked by total compensation (direct + indirect fees).
| Provider Name | Role | Direct Compensation | Indirect Compensation | Total Fees |
|---|---|---|---|---|
| LPL FINANCIAL | Investment Advisor | $22,486 | — | $22,486 |
| EMPOWER ANNUITY INSURANCE COMPANY | Recordkeeper | $20,857 | — | $20,857 |
| EMPOWER RETIREMENT ADVISORY SERVICE | Investment Advisor | $10,331 | — | $10,331 |
| LEAFHOUSE FINANCIAL ADVISOR | Other Service Provider | $8,994 | — | $8,994 |
| SANNAH M BRANDT LLC DBA UPA | Other Service Provider | $8,994 | — | $8,994 |
Plan Fees & Expenses
Annual service provider fees and administrative expenses sourced from DOL Form 5500 filings.
- Total Service Provider Fees: $71,662
- Estimated Expense Ratio: 0.564% of plan assets
Historical Administrative Expenses
Breakdown of administrative expense categories reported on Form 5500 filings.
| Year | Total Admin Expenses | Investment Mgmt Fees | Contract Admin Fees | IQPA Audit Fees | Professional Fees |
|---|---|---|---|---|---|
| 2024 | $71,662 | $32,817 | $8,994 | — | — |
| 2023 | $62,532 | $28,194 | $7,503 | — | — |
| 2022 | $67,729 | — | — | — | — |