Plan Snapshot
- Plan Sponsor: Saddle Creek Corporation Dba Saddle Creek Logistics
- Sponsor EIN: 591166474
- Sponsor Address: 3010 SADDLE CREEK ROAD, LAKELAND, FL, 33801
- Plan Type: 401(k)
- Total Participants: 4,568
- Total Assets: $155.5M
Key Plan Design Features
- Auto-Enrollment: Yes
- Auto-Escalation: No
- Allows Roth Contributions: Yes
- Participant Loans: No
- Participant-Directed Investments: Yes
- ERISA Section 404(c) Fiduciary Safe Harbor: Yes
Plan Financials by Year
| Year | Participants | Total Assets | Employer Contrib. | Employee Contrib. |
|---|---|---|---|---|
| 2024 | 4,568 | $155.5M | $6.6M | $15.1M |
| 2023 | 4,612 | $133.3M | $13.0M | $14.2M |
| 2022 | 4,318 | $100.9M | $4.8M | $12.4M |
Service Providers (Schedule C)
Vendors paid $5,000 or more for services to the plan, ranked by total compensation (direct + indirect fees).
| Provider Name | Role | Direct Compensation | Indirect Compensation | Total Fees |
|---|---|---|---|---|
| EMPOWER ANNUITY INSURANCE COMPANY O | RECORDKEEPER | $465,674 | — | $465,674 |
| PNC BANK NA | INVESTMENT ADVISOR | $56,250 | — | $56,250 |
| ONEDIGITAL INVESTMENT ADVISORS LLC | OTHER | $12,500 | — | $12,500 |
| LPL FINANCIAL | OTHER | $12,364 | — | $12,364 |
| REHMANN ROBSON LLC. | Auditor | — | — | $0 |
Verified Provider Profiles
Direct links to verified profiles of matched retirement plan providers on PlanProvider.Pro:
Plan Fees & Expenses
Annual service provider fees and administrative expenses sourced from DOL Form 5500 filings.
- Total Service Provider Fees: $546,788
- Estimated Expense Ratio: 0.352% of plan assets
Historical Administrative Expenses
Breakdown of administrative expense categories reported on Form 5500 filings.
| Year | Total Admin Expenses | Investment Mgmt Fees | Contract Admin Fees | IQPA Audit Fees | Professional Fees |
|---|---|---|---|---|---|
| 2024 | $548,004 | $56,566 | — | — | — |
| 2023 | $552,930 | $50,000 | — | — | — |
| 2022 | $438,436 | $100,000 | $338,436 | — | — |