Plan Snapshot
- Plan Sponsor: S & T Bank
- Sponsor EIN: 250776600
- Sponsor Address: P. O. BOX 190, INDIANA, PA, 157010190
- Plan Type: 401(k)
- Total Participants: 1,220
- Total Assets: $128.4M
Key Plan Design Features
- Auto-Enrollment: Yes
- Auto-Escalation: No
- Allows Roth Contributions: Yes
- Participant Loans: No
- Participant-Directed Investments: Yes
- ERISA Section 404(c) Fiduciary Safe Harbor: Yes
Plan Financials by Year
| Year | Participants | Total Assets | Employer Contrib. | Employee Contrib. |
|---|---|---|---|---|
| 2024 | 1,220 | $128.4M | $2.6M | $7.7M |
| 2023 | 1,260 | $116.3M | $2.6M | $7.5M |
| 2022 | 1,195 | $101.7M | $2.4M | $7.1M |
Service Providers (Schedule C)
Vendors paid $5,000 or more for services to the plan, ranked by total compensation (direct + indirect fees).
| Provider Name | Role | Direct Compensation | Indirect Compensation | Total Fees |
|---|---|---|---|---|
| TRANSAMERICA RETIREMENT SOLUTIONS | RECORDKEEPER | $37,462 | — | $37,462 |
| SCHNEIDER DOWNS & CO, INC. | Auditor | — | — | $0 |
Verified Provider Profiles
Direct links to verified profiles of matched retirement plan providers on PlanProvider.Pro:
- TRANSAMERICA RETIREMENT SOLUTIONS — RECORDKEEPER
- SCHNEIDER DOWNS & CO, INC. — Auditor
Plan Fees & Expenses
Annual service provider fees and administrative expenses sourced from DOL Form 5500 filings.
- Total Service Provider Fees: $37,462
- Estimated Expense Ratio: 0.029% of plan assets
Historical Administrative Expenses
Breakdown of administrative expense categories reported on Form 5500 filings.
| Year | Total Admin Expenses | Investment Mgmt Fees | Contract Admin Fees | IQPA Audit Fees | Professional Fees |
|---|---|---|---|---|---|
| 2024 | $37,462 | — | — | — | — |
| 2023 | $32,566 | — | — | — | — |
| 2022 | $35,169 | — | — | — | — |