Plan Snapshot
- Plan Sponsor: F.N.B. Corporation
- Sponsor EIN: 251255406
- Sponsor Address: ONE F.N.B. BOULEVARD, HERMITAGE, PA, 16148
- Plan Type: 401(k)
- Total Participants: 4,294
- Total Assets: $531.5M
Key Plan Design Features
- Auto-Enrollment: Yes
- Auto-Escalation: No
- Allows Roth Contributions: Yes
- Participant Loans: No
- Participant-Directed Investments: Yes
- ERISA Section 404(c) Fiduciary Safe Harbor: Yes
Plan Financials by Year
| Year | Participants | Total Assets | Employer Contrib. | Employee Contrib. |
|---|---|---|---|---|
| 2024 | 4,294 | $531.5M | $18.5M | $29.8M |
| 2023 | 4,181 | $461.2M | $20.2M | $27.6M |
| 2022 | 4,187 | $385.5M | $20.3M | $25.0M |
| 2021 | 4,049 | $423.6M | $0 | $0 |
| 2020 | 4,263 | $352.6M | $0 | $0 |
Service Providers (Schedule C)
Vendors paid $5,000 or more for services to the plan, ranked by total compensation (direct + indirect fees).
| Provider Name | Role | Direct Compensation | Indirect Compensation | Total Fees |
|---|---|---|---|---|
| STRATEGIC ADVISORS, INC. | ADVISOR | $27,783 | — | $27,783 |
| ERNST YOUNG LLP | Auditor | — | — | $0 |
Verified Provider Profiles
Direct links to verified profiles of matched retirement plan providers on PlanProvider.Pro:
- STRATEGIC ADVISORS, INC. — ADVISOR
- ERNST YOUNG LLP — Auditor
Plan Fees & Expenses
Annual service provider fees and administrative expenses sourced from DOL Form 5500 filings.
- Total Service Provider Fees: $27,783
- Estimated Expense Ratio: 0.005% of plan assets
Historical Administrative Expenses
Breakdown of administrative expense categories reported on Form 5500 filings.
| Year | Total Admin Expenses | Investment Mgmt Fees | Contract Admin Fees | IQPA Audit Fees | Professional Fees |
|---|---|---|---|---|---|
| 2024 | $91,458 | $27,783 | $1,800 | — | — |
| 2023 | $392,226 | $104,222 | $300 | — | — |
| 2022 | $212,441 | $4,256 | — | — | — |
| 2021 | $164,155 | $66,272 | — | — | — |
| 2020 | $160,470 | $85,769 | — | — | — |