Plan Snapshot
- Plan Sponsor: S. J. Louis Construction, INC
- Sponsor EIN: 411440589
- Sponsor Address: 1351 BROADWAY ST W, COLD SPRING, MN, 56320
- Plan Type: 401(k)
- Total Participants: 392
- Total Assets: $13.9M
Key Plan Design Features
- Auto-Enrollment: Yes
- Auto-Escalation: No
- Allows Roth Contributions: No
- Participant Loans: No
- Participant-Directed Investments: Yes
- ERISA Section 404(c) Fiduciary Safe Harbor: Yes
Plan Financials by Year
| Year | Participants | Total Assets | Employer Contrib. | Employee Contrib. |
|---|---|---|---|---|
| 2024 | 392 | $13.9M | $372,028 | $769,857 |
| 2023 | 425 | $12.8M | $1.0M | $705,412 |
| 2022 | 370 | $13.2M | $2.3M | $622,683 |
Service Providers (Schedule C)
Vendors paid $5,000 or more for services to the plan, ranked by total compensation (direct + indirect fees).
| Provider Name | Role | Direct Compensation | Indirect Compensation | Total Fees |
|---|---|---|---|---|
| ABDO | Auditor | — | — | $0 |
Plan Fees & Expenses
Annual service provider fees and administrative expenses sourced from DOL Form 5500 filings.
- Total Service Provider Fees: $0
Historical Administrative Expenses
Breakdown of administrative expense categories reported on Form 5500 filings.
| Year | Total Admin Expenses | Investment Mgmt Fees | Contract Admin Fees | IQPA Audit Fees | Professional Fees |
|---|---|---|---|---|---|
| 2024 | $48,621 | $34,760 | — | — | — |
| 2023 | $45,413 | $22,320 | — | — | — |
| 2022 | $70,398 | — | $70,398 | — | — |