Plan Snapshot
- Plan Sponsor: Ruxer Ford, INC.
- Sponsor EIN: 351048138
- Sponsor Address: 123 PLACE ROAD, JASPER, IN, 47546
- Plan Type: 401(k)
- Plan Number: 002
- Total Participants: 127
- Total Assets: $18.8M
Key Plan Design Features
- Auto-Enrollment: Yes
- Auto-Escalation: No
- Allows Roth Contributions: No
- Participant Loans: No
- Participant-Directed Investments: Yes
- ERISA Section 404(c) Fiduciary Safe Harbor: No
Plan Financials by Year
| Year | Participants | Total Assets | Employer Contrib. | Employee Contrib. |
|---|---|---|---|---|
| 2025 | 127 | $18.8M | $0 | $0 |
| 2024 | 100 | $18.0M | $188,158 | $460,190 |
| 2023 | 99 | $18.0M | $184,885 | $427,626 |
| 2022 | 96 | $15.8M | $150,512 | $407,220 |
Service Providers (Schedule C)
Vendors paid $5,000 or more for services to the plan, ranked by total compensation (direct + indirect fees).
| Provider Name | Role | Direct Compensation | Indirect Compensation | Total Fees |
|---|---|---|---|---|
| EMPOWER ADVISORY GROUP, LLC | Investment Advisor | $54,360 | — | $54,360 |
| FIFTH THIRD BANK | Other Service Provider | $26,555 | — | $26,555 |
| EMPOWER ANNUITY INSURANCE COMPANY O | Recordkeeper | $26,427 | — | $26,427 |
Plan Fees & Expenses
Annual service provider fees and administrative expenses sourced from DOL Form 5500 filings.
- Total Service Provider Fees: $107,342
- Estimated Expense Ratio: 0.570% of plan assets
Historical Administrative Expenses
Breakdown of administrative expense categories reported on Form 5500 filings.
| Year | Total Admin Expenses | Investment Mgmt Fees | Contract Admin Fees | IQPA Audit Fees | Professional Fees |
|---|---|---|---|---|---|
| 2025 | $2,072,452 | $54,360 | — | — | — |
| 2024 | $102,989 | $78,684 | — | — | — |
| 2023 | $97,518 | $49,209 | — | — | — |
| 2022 | $97,676 | — | $97,676 | — | — |